1909 Euclid Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1909 Euclid Ave, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,650 sqft · built 1915
Lot Size	0.116 acres (5,075 sqft)
Owner	Individual Name on File
Last Sale	$231,500 (Aug 2025)
Tax Bill	$5,873 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.60-1-48`

Property Details

APN / Parcel Number

Primary APN	`421500 48.60-1-48`
Alternative APN	`150004806000010480000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,650 sqft Total Area
1st Floor Area	945 sqft
2nd Floor Area	705 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,075 sqft (0.116 acres)
Lot Dimensions	145 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1909 EUCLID AVE
City	SCHENECTADY
State	NY
Zip	12306-4903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	33200

Owner

1909 Euclid Ave, a duplex, is owned by an individual who bought it in August 2025.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	494 HULETT ST, SCHENECTADY, NY 12307-1902
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	202519227
Deed Book / Page	2154 / 895
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 4, 2017
Property Address	1909 EUCLID AVE, SCHENECTADY, NY 12306-4903
Document Number	0000045240
Book / Page	1972 / 695
Map Reference	MB 1070 PG 775
Instrument Date	Sep 29, 2017
Instrument	201745240
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 KENMORE AVE, SCHENECTADY, NY 12306-2125

Mortgage

Document Number	0000045242
Date	Oct 4, 2017
Book Page	4791/978
Instrument	201745242

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1909 Euclid Ave was $5,873, up 10.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,873.00 (+10.79%)
2025	$5,301.00	$95,600 Land $14,300 Building $81,300	$158,304 Land $23,679 Building $134,625
2023		$95,600 (-) Land $14,300 Building $81,300	$121,013 (+3.8%) Land $18,101 Building $102,912
2022		$95,600 Land $14,300 Building $81,300	$116,585 Land $17,439 Building $99,146
2021	$4,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1909 Euclid Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1909 Euclid Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880