1909 Eastern Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1909 Eastern Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2017
Square Footage	2,569 sqft Heated Area
Lot Size	227,427 sqft (5.22 acres)
Occupancy	Owner Occupied
Last Sale	$244,000 (2005)
Tax Bill	$4,485.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84648`
Alternative APN	`122630495000010521`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,569 sqft Heated Area
Gross Area	4,475 sqft Gross Area
1st Floor	2,569 sqft 1st Floor
Attic Area	1,286 sqft Attic
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	227,427 sqft (5.22 acres)

Exterior Amenities

Porch	Open Porch
Stable	720 sqft Stable
Porch Area	992 sqft Porch
Pole Structure	1,280 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84648
Street Address	1909 EASTERN AVE
City	SAINT CLOUD
State	FL
Zip	34769-5420
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 3 LOT 52 LESS S 104.35 FT OF W 417.4 FT & E 191.8 FT LOT 61
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	52,61
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2008
Census Tract	43303

Owner

Source: Osceola County records · APN 84648

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1909 EASTERN AVE, SAINT CLOUD, FL 34769-5420
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2005 · Amount on Record
Deed Sale	Mar 17, 2005 · Amount on Record
Deed Doc Number	2005065759
Deed Book / Page	2730 / 1162
Record Refreshed	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1909 EASTERN AVE, SAINT CLOUD, FL 34769-5420
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052701288
Date	Jan 17, 2018
Book Page	5270/1288
Instrument	2018008935

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,485.00 (+6.08%) Homeowner's exemption	$293,486 (+5.99%)	$613,800 (+4.44%) Land $126,000 Building $487,800
2023	$4,228.00 (+3.5%) Homeowner's exemption	$276,908 (+3%)	$587,700 (+52.45%) Land $110,200 Building $477,500
2022	$4,085.00 Homeowner's exemption	$268,843	$385,500 Land $110,200 Building $275,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 360 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.