1909 E Spruce St, Seattle, WA 98122 Property Records

King County property record for 1909 E Spruce St, Seattle, WA 98122 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,660 sqft · built 1909
Lot Size	0.044 acres (1,920 sqft)
Owner	Individual Name on File
Last Sale	$899,000 (Mar 2023)
Tax Bill	$9,156 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193480-0005`

Property Details

APN / Parcel Number

Primary APN	`193480-0005`
Alternative APN	`193480000507`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	830 sqft
2nd Floor Area	830 sqft
Upper Floors Area	870 sqft
Basement Area	380 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2022
Architectural Style	Triplex
Lot Area	1,920 sqft (0.044 acres)
Porch	Open Porch
Porch Area	150 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	193480000507
Street Address	1909 E SPRUCE ST
City	SEATTLE
State	WA
Zip	98122-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEANS ADD W 1/2 OF E 1/2 OF 1 & W 1/2 OF E 1/2 OF N 10 FT OF 2
Legal Range	04
Legal Township	24
Legal Section	04
Legal Subdivision	DEANS ADD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	3
Census Block	3009
Census Tract	8700

Owner

Source: King County records · APN 193480-0005

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 29, 2020	Warranty Deed, Construction Loan · Construction Mortgage INTRUST FUNDING LLC
May 15, 2020	Warranty Deed, Transfer ATTORNEY'S TITLE
Apr 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	2023497
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Transaction Type	Mortgage
Record Updated	Apr 08, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830

Mortgage

Document Number	0000000827
Date	Mar 31, 2026
Instrument	20260331000827

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Apr 01, 2058

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 29, 2023
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Document Number	0000000497
Map Reference	VOL 1 PG 206
Instrument Date	Mar 28, 2023
Instrument	20230329000497
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CW TITLE, CW TITLE PW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,062.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830

Mortgage

Document Number	0000000498
Date	Mar 29, 2023
Instrument	20230329000498

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jul 29, 2020
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Document Number	0000001663
Map Reference	VOL 1 PG 206
Instrument Date	Jul 23, 2020
Instrument	20200729001663
Transaction Type	Construction Loan
Record Updated	Jul 30, 2021
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14508 NE 20TH ST STE 200, 200, BELLEVUE, WA 98007-3769

Mortgage

Document Number	0000001664
Date	Jul 29, 2020
Instrument	20200729001664

Lender

Name	INTRUST FUNDING LLC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	May 15, 2020
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Document Number	0000002087
Instrument Date	May 13, 2020
Instrument	202005152087
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18459 139TH WAY SE RENTON WA 980588005, RENTON, WA 98058-8005

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Apr 14, 2020
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Document Number	0000000957
Instrument Date	Mar 30, 2020
Instrument	202004140957
Transaction Type	Transfer
Record Updated	May 05, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 MARTIN LUTHER KING JR WAY SEATTLE WA 981225051, SEATTLE, WA 98122-5051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Feb 14, 2020
Property Address	1909 E SPRUCE ST, SEATTLE, WA 98122-5830
Document Number	0000000331
Instrument Date	Feb 07, 2020
Instrument	202002140331
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6523 CALIFORNIA AVE SW SEATTLE WA 981361833, SEATTLE, WA 98136-1833

Tax Assessment & Valuation

Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,156.00 (+11.56%)
2025	$8,207.00	$897,000 (+3.7%) Land $478,000 Building $419,000	$897,000 (+3.7%) Land $478,000 Building $419,000
2024	$8,207.00 (+132.43%)	$865,000 (+113.05%) Land $469,000 Building $396,000	$865,000 (+113.05%) Land $469,000 Building $396,000
2022	$3,531.00	$406,000 Land $405,000 Building $1,000	$406,000 Land $405,000 Building $1,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, King County (53033C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530330087003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 772 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Radiate Holdings, Xfinity, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures