1909 E River Ter, Minneapolis, MN 55414 Property Records

Hennepin County property record for 1909 E River Ter, Minneapolis, MN 55414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,829 sqft · built 1932
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,500 (Jun 2023)
Tax Bill	$10,134 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-029-23-12-0058`

Property Details

APN / Parcel Number

Primary APN	`31-029-23-12-0058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	2,901 sqft
1st Floor Area	1,218 sqft
Basement Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1909 E RIVER TER
City	MINNEAPOLIS
State	MN
Zip	55414-3673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 003 BLOCK 004 A MISSISSIPPI PARK ADDN TO MPLS LOT 3 AND THE SELY 25 FT OF LOT 2 SW 75 X 129
Legal Range	23
Legal Township	029
Legal Section	31
Legal Quarter	12
Legal Subdivision	MISSISSIPPI PARK ADDN TO MPLS
Legal Block	4
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1008
Census Tract	125600

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jun 16, 2023	Deed, Transfer · Conventional Mortgage BELL BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit CITY NAT'L BK
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit KLEIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	202311208429
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0010455542
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673

Mortgage

Document Number	0A11425655
Date	Dec 12, 2025
Instrument	A11425655

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 16, 2023
Property Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Document Number	0A11208429
Instrument Date	Jun 12, 2023
Instrument	A11208429
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,014.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673

Mortgage

Document Number	0A11208430
Date	Jun 16, 2023
Instrument	A11208430

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Document Number	0010832517
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1909 E RIVER TER MINNEAPOLIS MN 554143673, MINNEAPOLIS, MN 55414-3673

Mortgage

Document Number	0010832517
Date	Sep 1, 2020
Instrument	10832517

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Document Number	0010495637
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1909 E RIVER TER MINNEAPOLIS MN 554143673, MINNEAPOLIS, MN 55414-3673

Mortgage

Document Number	0010495637
Date	Oct 26, 2017
Instrument	10495637

Lender

Name	CITY NAT'L BK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1909 E RIVER TER, MINNEAPOLIS, MN 55414-3673
Document Number	0010423790
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1909 E RIVER TER MINNEAPOLIS MN 554143673, MINNEAPOLIS, MN 55414-3673

Mortgage

Document Number	0010423790
Date	Mar 27, 2017
Instrument	10423790

Lender

Name	KLEIN BK
Type	Bank
Address	SAVAGE, MN 55378

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,134.00 (+38.46%)	$626,100 (+14.67%) Land $158,000 Building $468,100	$626,100 (+14.67%) Land $158,000 Building $468,100
2023	$7,319.00 Homeowner's exemption
2022		$546,000 Land $139,000 Building $407,000	$546,000 Land $139,000 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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