1909 E Loretta Dr, Indianapolis, IN 46227 Property Records

Marion County property record for 1909 E Loretta Dr, Indianapolis, IN 46227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,730 sqft · built 1947
Lot Size	1.11 acres (48,613 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2021)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-15-07-106-007.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-15-07-106-007.000-500`
Alternative APN	`5012065`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	1,235 sqft
Attic	Attic
Attic Area	1,710 sqft
Basement Area	855 sqft
Finished Basement	640 sqft
Unfinished Basement	215 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	48,613 sqft (1.11 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 E LORETTA DR
City	INDIANAPOLIS
State	IN
Zip	46227-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SE1/4 S7 T14 R4 BEG 518.17 W 491.23 SE& 337.07 W OF NE COR S 225 W 183.63NW 234.31 E 249.06 TO BEG 1.116ACDERBYSHIRE ESTATES SURVEY TRACTS 11-13
Legal Range	4
Legal Township	14
Legal Section	7
Legal Subdivision	DERBYSHIRE ESTATES SURVEY
Legal Tract	11-13
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2008
Census Tract	381002

Owner

Source: Marion County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2021112970
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072398
Date	Jun 2, 2021
Instrument	A202100072398

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2041

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 26, 2021
Property Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259
Document Number	0000112970
Instrument Date	Aug 13, 2021
Instrument	A202100112970
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259

Mortgage

Document Number	0000112971
Date	Aug 26, 2021
Instrument	A202100112971

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 24, 2018
Property Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259
Document Number	0000097549
Instrument Date	Sep 17, 2018
Instrument	A201800097549
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 E LORETTA DR, INDIANAPOLIS, IN 46227-5259

Mortgage

Document Number	0000097550
Date	Sep 24, 2018
Instrument	A201800097550

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (-2.87%)	$370,100 (+3.12%) Land $29,300 Building $340,800	$370,100 (+3.12%) Land $29,300 Building $340,800
2023	$4,942.00 (+8.64%) Homeowner's exemption	$358,900 (+10.36%) Land $29,300 Building $329,600	$358,900 (+10.36%) Land $29,300 Building $329,600
2022	$4,549.00 Homeowner's exemption	$325,200 Land $29,300 Building $295,900	$325,200 Land $29,300 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2006–2011)
Most Recent Claim	Jun 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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