1909 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 1909 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 480 sqft · built 1940
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Tax Bill	$253 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16444-010-000`

Property Details

APN / Parcel Number

Primary APN	`16444-010-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft
1st Floor Area	480 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1909 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-4550
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC04
Legal Description	KELLYS ADD 105A3 LOT 9 BLK 7 ORB 4616 P 2359
Legal Range	14W
Legal Township	04S
Legal Section	03
Legal Subdivision	KELLYS ADD 10
Legal Block	7
Legal Lot Number	9
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 E 8TH CT, PANAMA CITY, FL 32401-4631
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2022
Transfer Doc	0046162359
Record Updated	Jun 8, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 4, 2022
Property Address	1909 E 9TH ST, PANAMA CITY, FL 32401-4550
Document Number	0046162359
Book / Page	4616 / 2359
Map Reference	MB 7 PG 83
Instrument Date	Sep 30, 2022
Instrument	2022072843
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 MAPLE AVE, 813, PANAMA CITY, FL 32401-4653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4578 SW 114TH AVE # 100, 100, PEMBROKE PINES, FL 33025-7943

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00 (-58.32%)	$16,704 (-32.13%) Land $16,704	$16,704 (-32.13%) Land $16,704
2023	$607.00 (+11.38%)	$24,611 (+14.54%) Land $12,960 Building $11,651	$24,611 (+14.54%) Land $12,960 Building $11,651
2022	$545.00	$21,487 Land $11,001 Building $10,486	$21,487 Land $11,001 Building $10,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20