1909 E 5th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1909 E 5th St, Chattanooga, TN 37404 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,968 sqft · built 1955
Lot Size0.309 acres (13,500 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (May 2015)
Tax Bill$813 (2025)
Deeds & MortgagesMay 2018 Loan Modification
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN146F U 017

Property Details

APN / Parcel Number

Primary APN146F U 017
Alternative APN
  • 0000073902

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,968 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,500 sqft (0.309 acres)
Lot Dimensions135 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000073902
Street Address1909 E 5TH ST
CityCHATTANOOGA
StateTN
Zip37404-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 3&4 BLK 9 LOVEMAN ADDN PB 2 PG 2
Legal SubdivisionLOVEMANS ADDN
Legal Block9
Legal Lot Number3,4
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1000
Census Tract1100

Owner

Source: Hamilton County records · APN 146F U 017

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3022 ALBACORE CIR, SILVERDALE, WA 98315-9703
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2018Loan Modification, Mortgage · Conventional with PMI
SOUTHERN CMNTY BK
May 03, 2017Trustee's Deed, Construction Loan · Line of Credit
SOUTHERN CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2015 · Amount on Record
Deed SaleMay 04, 2015 · Amount on Record
Prior SaleMay 01, 2007 · Amount on Record
Deed Document Number201593
Deed Book / Page10458 / 189
Prior Transfer DateJan 23, 2004
Prior Transfer Doc0070130350
Record UpdatedJun 08, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address1909 E 5TH ST, CHATTANOOGA, TN 37404-2615
Document Number0000000048
Instrument DateMay 05, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12224 DAPHNE LN NW #F304 SILVERDALE WA 983838609, F304, SILVERDALE, WA 98383-8609

Mortgage

Document Number0000000048
DateJun 04, 2018
Book Page011363/000808
Instrument48
Lender
NameSOUTHERN CMNTY BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJun 03, 2023

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateMay 03, 2017
Property Address1909 E 5TH ST, CHATTANOOGA, TN 37404-2615
Book / Page011040 / 000475
Instrument DateApr 25, 2017
Instrument34
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1909 E 5TH ST CHATTANOOGA TN 374042615, CHATTANOOGA, TN 37404-2615

Mortgage

Document Number0000000034
DateMay 03, 2017
Book Page011040/000475
Instrument34
Lender
NameSOUTHERN CMNTY BK
TypeBank
AddressTULLAHOMA, TN 37388
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 02, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+40.41%)$53,650 (+107.14%)$214,600 (+107.14%) Land $40,000 Building $174,600
2024$579.00$25,900 (-)$103,600 (-) Land $21,000 Building $82,600
2023$579.00$25,900 (-)$103,600 (-) Land $21,000 Building $82,600
2022$579.00$25,900$103,600 Land $21,000 Building $82,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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