1909 E 26th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1909 E 26th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,387 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$83,000 (Aug 2022)
Tax Bill	$322 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156J B 035`

Property Details

APN / Parcel Number

Primary APN	`156J B 035`
Alternative APN	`0000092704`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,387 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000092704
Old Parcel Number	156J B 035
Street Address	1909 E 26TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0126 16 15 LT 28 BLK 8 EDGEWOOD PB 5 PG 39
Legal Subdivision	EDGEWOOD
Legal Block	8
Legal Lot Number	28
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1661 HUNTERS LN, NASHVILLE, TN 37207-1011
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage GROUNDFLOOR REAL ESTATE I LLC
Jul 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Aug 17, 2022	Warranty Deed, Transfer · Commercial Mortgage GROUNDFLOOR REAL ESTATE 1 LLC
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Aug 25, 2017
Deed Document Number	2022081700120
Deed Book / Page	13061 / 281
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1909 E 26TH ST, CHATTANOOGA, TN 37407-1028
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000086
Date	Oct 11, 2023
Book Page	13421/232
Instrument	2023101100086

Lender

Name	GROUNDFLOOR REAL ESTATE I LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30308

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 20, 2024

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1909 E 26TH ST, CHATTANOOGA, TN 37407-1028
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	PROVENANCE TITLE LLC, PROVIDENCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000097
Date	Jul 9, 2024
Book Page	13643/588
Instrument	2024070900097

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 17, 2022
Property Address	1909 E 26TH ST, CHATTANOOGA, TN 37407-1028
Document Number	0000000120
Book / Page	13061 / 281
Map Reference	MB 5 PG 39
Instrument Date	Jul 7, 2022
Instrument	2022081700120
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$307.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 HUNTERS LN, NASHVILLE, TN 37207-1011

Mortgage

Document Number	0130610286
Date	Aug 17, 2022
Instrument	13061-0286

Lender

Name	GROUNDFLOOR REAL ESTATE 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 7, 2023

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2017
Property Address	1909 E 26TH ST, CHATTANOOGA, TN 37407-1028
Document Number	0000000129
Book / Page	011138 / 000219
Instrument Date	Aug 25, 2017
Instrument	129
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 HUNTERS LN NASHVILLE TN 372071011, NASHVILLE, TN 37207-1011

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$322.00 (+35.29%)	$21,275 (+99.3%)	$85,100 (+99.3%) Land $30,000 Building $55,100
2024	$238.00	$10,675 (-)	$42,700 (-) Land $10,000 Building $32,700
2023	$238.00	$10,675 (-)	$42,700 (-) Land $10,000 Building $32,700
2022	$238.00	$10,675	$42,700 Land $10,000 Building $32,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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