1909 Co Rd 35, Waterloo, IN 46793 Property Records

DeKalb County property record for 1909 Co Rd 35, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1974
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Last Sale$114,500 (Sep 2002)
Tax Bill$791 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-02-27-300-001.000-018

Property Details

APN / Parcel Number

Primary APN17-02-27-300-001.000-018
Alternative APN
  • 100227300001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
1st Floor Area1,464 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
TerrainRolling
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number100227300001
Street Address1909 COUNTY ROAD 35
CityWATERLOO
StateIN
Zip46793-9219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT N1/2 NW1/4 SW1/4 SECTION 27 TWP 35 RANGE 13 ACRES 1.30
JurisdictionDE KALB IN
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3052
Census Tract20100

Owner

1909 Co Rd 35 is owned and occupied by an individual who bought it in September 2002.

Source: DeKalb County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1909 COUNTY ROAD 35, WATERLOO, IN 46793-9219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2002 · Amount on File
Deed SaleSep 16, 2002 · Amount on File
Prior SaleJul 9, 1999 · Amount on File
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address1909 COUNTY ROAD 35, WATERLOO, IN 46793-9219
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202002284
DateMay 5, 2020
Instrument202002284
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Co Rd 35 was $791, down 10.7% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSmithfield Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$791.00 (-10.72%)$199,500 (-3.72%) Land $32,300 Building $167,200$199,500 (-3.72%) Land $32,300 Building $167,200
2024$886.00 (+8.58%)$207,200 (+4.96%) Land $31,100 Building $176,100$207,200 (+4.96%) Land $31,100 Building $176,100
2023$816.00 (-4.23%)$197,400 (+12.93%) Land $29,300 Building $168,100$197,400 (+12.93%) Land $29,300 Building $168,100
2022$852.00$174,800 Land $25,500 Building $149,300$174,800 Land $25,500 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Co Rd 35 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Co Rd 35 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Steuben County REMC
Fiber
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
Lakeland Internet
Fixed Wireless
100 / 20

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