1909 Clyde St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1909 Clyde St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1926
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2025)
Tax Bill	$1,523 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-376-019.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-376-019.000-026`
Alternative APN	`01870953407`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Basement Area	572 sqft

Exterior

Year Built	Built 1926
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Terrain	Low

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	254 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870953407
Street Address	1909 CLYDE ST
City	SOUTH BEND
State	IN
Zip	46613-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 A & P YODERS SURVEY
Legal Subdivision	ANDREW & PHEBE YODERS SURV
Legal Lot Number	11
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2026
Census Tract	3100

Owner

1909 Clyde St is owned and occupied by an individual who bought it in November 2025.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1909 CLYDE ST, SOUTH BEND, IN 46613-3329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Aug 25, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Aug 25, 2025 · Amount on File
Deed Document Number	2528456
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 6, 2025
Property Address	1909 CLYDE ST, SOUTH BEND, IN 46613-3329
Document Number	0002528456
Map Reference	PB 7 PG 35
Instrument Date	Nov 4, 2025
Instrument	2528456
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 CLYDE ST, SOUTH BEND, IN 46613-3329

Mortgage

Document Number	0002528457
Date	Nov 6, 2025
Instrument	2528457

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0002528458
Date	Nov 6, 2025
Instrument	2528458

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 25, 2025
Property Address	1909 CLYDE ST, SOUTH BEND, IN 46613-3329
Document Number	0002521332
Map Reference	PB 7 PG 35
Instrument Date	Aug 22, 2025
Instrument	2521332
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58192 WINDSONG DR, ELKHART, IN 46517-8640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,400 (+24.33%) Land $8,800 Building $148,600	$157,400 (+24.33%) Land $8,800 Building $148,600
2024	$1,523.00 (+6.65%)	$126,600 (+21.85%) Land $8,800 Building $117,800	$126,600 (+21.85%) Land $8,800 Building $117,800
2023	$1,428.00 (-0.56%)	$103,900 (-1.14%) Land $8,800 Building $95,100	$103,900 (-1.14%) Land $8,800 Building $95,100
2022	$1,436.00 Homeowner's exemption	$105,100 Land $8,800 Building $96,300	$105,100 Land $8,800 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Clyde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1909 Clyde St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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