Santa Rosa County property record for 1909 Catamaran Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,078 sqft · built 2018 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,141 (2024) |
| Deeds & Mortgages | Nov 2018 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2S-26-0775-00000-0110 |
| Primary APN | 22-2S-26-0775-00000-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Heated Area |
| Gross Area | 4,138 sqft |
| 1st Floor Area | 3,660 sqft |
| Upper Floors Area | 1,638 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 394 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 222S260775000000110 |
|---|---|
| Street Address | 1909 CATAMARAN DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRESCENT III LOT 11 & 1/39TH U NDIVIDED INT IN PRIVATE PARK AS DES IN OR 3756 PG 506 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | CRESCENT III |
| Legal Lot Number | 1,11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10827 |
1909 Catamaran Dr is owned and occupied by an individual who acquired it in August 2018.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC |
| Mar 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 7, 2019 | Loan Modification, Mortgage CENTENNIAL BK |
| Aug 13, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 |
| Deed Sale | Aug 13, 2018 |
| Prior Sale | Jun 13, 2016 · Amount on File |
| Deed Document Number | 0003756506 |
| Deed Book / Page | 3756 / 506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037830031 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 3783/0031 |
| Instrument | 201849069 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | NAVARRE, FL 32566 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 7, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039711445 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 3971/1445 |
| Instrument | 202032703 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Document Number | 0040891161 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4089/1161 |
| Instrument | 202118016 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Document Number | 0038931815 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2313 HIGHWAY 87 NAVARRE FL 325663212, NAVARRE, FL 32566-3212 |
| Document Number | 0038931815 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 003893/001815 |
| Instrument | 53508 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | NAVARRE, FL 32566 |
| Term | 12 Months |
|---|---|
| Due | Nov 26, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 13, 2018 |
| Property Address | 1909 CATAMARAN DR, NAVARRE, FL 32566-2112 |
| Document Number | 0037560506 |
| Book / Page | 003756 / 000506 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 34364 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2313 HIGHWAY 87 NAVARRE FL 325663212, NAVARRE, FL 32566-3212 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,141.00 (+2.78%) Homeowner's exemption Disabled Person's exemption | $380,947 (+3.43%) | $514,892 (+3.23%) Land $60,000 Building $454,892 |
| 2023 | $4,029.00 (+2.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $368,298 (+3%) | $498,801 (+5.47%) Land $50,000 Building $448,801 |
| 2022 | $3,928.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $357,571 | $472,943 Land $45,000 Building $427,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Catamaran Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1909 Catamaran Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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