1909 Carolina Ave, Gotha, FL 34734 Property Records

Orange County property record for 1909 Carolina Ave, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,105 sqft · built 1965
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2008)
Tax Bill	$8,620 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-28-1192-00-190`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-1192-00-190`
Alternative APNs	`255874` `260726` `265272`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,105 sqft Living Area
Gross Area	7,340 sqft
1st Floor Area	2,628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Lot Width	200 ft Width
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Florida Room
Porch Area	717 sqft
Patio Area	60 sqft
Water Feature	Water Feature
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1909 CAROLINA AVE
City	GOTHA
State	FL
Zip	34734-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CAROLINA TERRACE J/105 LOTS 19 THROUGH 22 & S1/2 OF VAC R/W LYING ON N THEREOF
Legal Range	28E
Legal Township	22S
Legal Section	28
Legal Subdivision	CAROLINA TERRACE
Legal Tract	1192
Legal Lot Number	19-22
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2006
Census Tract	14804

Owner

1909 Carolina Ave is owned and occupied by two individuals who bought it in June 2008.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 CAROLINA AVE, GOTHA, FL 34734-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Document Number	2008354606
Deed Book / Page	9713 / 5175
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1909 CAROLINA AVE, GOTHA, FL 34734-5026
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 CAROLINA AVE, GOTHA, FL 34734-5026

Mortgage

Document Number	0000451273
Date	Aug 9, 2023
Instrument	20230451273

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1909 CAROLINA AVE, GOTHA, FL 34734-5026
Document Number	0000683450
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1909 CAROLINA AVE GOTHA FL 347345026, GOTHA, FL 34734-5026

Mortgage

Document Number	0000683450
Date	Dec 31, 2020
Instrument	683450

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Carolina Ave was $8,620 with a homeowner's exemption, up 4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,346 (+4.33%)	$1,023,875 (+16.35%) Land $325,215 Building $698,660
2025	$8,620.00 (+4.04%) Homeowner's exemption	$551,457	$879,990 Land $177,390 Building $702,600
2024	$8,285.00 (+7.32%)
2023	$7,720.00 (+3.15%) Homeowner's exemption	$520,306 (+3%)	$803,030 (+12.86%) Land $177,390 Building $625,640
2022	$7,484.00 Homeowner's exemption	$505,151	$711,536 Land $177,390 Building $534,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Carolina Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Carolina Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, Xfinity.

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