Highlands County property record for 1909 Camelia Ter, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,568 sqft · built 2004 |
| Lot Size | 0.999 acres (43,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,000 (Feb 2000) |
| Tax Bill | $1,563 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C245808000500220 |
| Primary APN | C245808000500220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,550 sqft (0.999 acres) |
| Lot Dimensions | 335 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 616 sqft |
| Driveway | Driveway |
| Driveway Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C245808000500220 |
|---|---|
| Street Address | 1909 CAMELIA TER |
| City | SEBRING |
| State | FL |
| Zip | 33875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ORANGE BLOSSOM EST UNIT 8 PB 6-PG 18 LOT 22 BLK 5 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | ORANGE BLOSSOM EST |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Legal Unit | 8 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 7725, SEBRING, FL 33872-0113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2000 · Amount on Record |
| Deed Sale | Feb 25, 2000 · Amount on Record |
| Deed Document Number | 1052037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1909 CAMELIA TER, SEBRING, FL 33875 |
| Document Number | 0001989162 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1909 CAMELIA TER SEBRING FL 33872, SEBRING, FL 33872 |
| Document Number | 0001989162 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 002758/001313 |
| Instrument | 1989162 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2035 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,228 (+5.99%) | $280,039 (-9.73%) Land $20,280 Building $259,759 | |
| 2024 | $1,563.00 (+3.65%) | ||
| 2023 | $1,508.00 (+2.45%) Homeowner's exemption | $122,872 (+3%) | $310,213 (+25.58%) Land $20,280 Building $289,933 |
| 2022 | $1,472.00 Homeowner's exemption | $119,293 | $247,020 Land $13,520 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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