1909 Branch Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1909 Branch Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1980
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Mar 2008)
Tax Bill	$4,746 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-478-007`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-478-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Building Perimeter
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,969 sqft (0.16 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1909 BRANCH RD
City	CHAMPAIGN
State	IL
Zip	61821-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 676 SOUTHWOOD 21ST SUB, 1ST SEC
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 21ST SUB, 1ST SEC
Legal Lot Number	676
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2031
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 BRANCH RD, CHAMPAIGN, IL 61821-6353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 19, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2008 · Amount on Record
Deed Sale	Mar 24, 2008 · Amount on Record
Deed Document Number	20086933
Last Transfer Date	Dec 16, 2013
Transfer Doc	0000000314
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1909 BRANCH RD, CHAMPAIGN, IL 61821-6353
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 BRANCH RD, CHAMPAIGN, IL 61821-6353

Mortgage

Document Number	0000026784
Date	Nov 10, 2021
Instrument	2021R26784

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1909 BRANCH RD, CHAMPAIGN, IL 61821-6353
Document Number	0000019766
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 BRANCH RD CHAMPAIGN IL 618216353, CHAMPAIGN, IL 61821-6353

Mortgage

Document Number	0000019766
Date	Nov 16, 2018
Instrument	19766

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1909 BRANCH RD, CHAMPAIGN, IL 61821-6353
Document Number	0000019767
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 BRANCH RD CHAMPAIGN IL 618216353, CHAMPAIGN, IL 61821-6353

Mortgage

Document Number	0000019767
Date	Nov 16, 2018
Instrument	19767

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,800 (+33.54%) Land $20,790 Building $47,010	$203,400 (+33.54%) Land $62,370 Building $141,030
2024	$4,746.00 (+15.31%)
2022	$4,116.00 Homeowner's exemption	$50,770 Land $15,570 Building $35,200	$152,310 Land $46,710 Building $105,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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