Hillsborough County property record for 1909 Bow Ct, Valrico, FL 33594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,733 sqft · built 1985 |
| Lot Size | 0.445 acres (19,366 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 066767-0756 |
| Primary APN | 066767-0756 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,297 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,366 sqft (0.445 acres) |
| Lot Dimensions | 107 ft deep x 70 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0667670756 |
|---|---|
| Street Address | 1909 BOW CT |
| City | VALRICO |
| State | FL |
| Zip | 33594-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | THE WILLOWS UNIT NO 1 LOT 56 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | THE WILLOWS UNIT NO 1 |
| Legal Tract | 2AW |
| Legal Block | 3 |
| Legal Lot Number | 56 |
| Legal Unit | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12208 |
1909 Bow Ct is owned and occupied by two individuals who acquired it in July 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit FLORIDA WEST COAST CU |
| Aug 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Aug 17, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Apr 23, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 |
| Deed Sale | Apr 23, 2019 |
| Deed Document Number | 2019166951 |
| Deed Book / Page | 26558 / 1747 |
| Last Transfer Date | Jul 30, 2021 |
| Transfer Doc | 2021408182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Document Number | 0000092733 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026092733 |
| Name | FLORIDA WEST COAST CU |
|---|---|
| Type | Credit Union |
| Address | BRANDON, FL 33511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Document Number | 2021408182 |
| Map Reference | MB 55 PG 45 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021408182 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Investor | Possibly a Property Investor |
| Document Number | 2021408183 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021408183 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0260001432 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 26000/1432 |
| Instrument | 2018332998 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Document Number | 0000166951 |
| Book / Page | 26558 / 1747 |
| Map Reference | MB 55 PG 45 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 2019166951 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 BOW CT, VALRICO, FL 33594-4401 |
| Document Number | 0000166952 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019166952 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1909 Bow Ct was $1,937 with a homeowner's exemption, up 8.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,007 (+2.7%) | $247,825 (-1.99%) Land $79,072 Building $168,753 | |
| 2025 | $1,937.00 (+8.39%) Homeowner's exemption | $111,010 | $252,850 Land $79,072 Building $173,778 |
| 2024 | $1,787.00 (+5.43%) | ||
| 2023 | $1,695.00 (+9.14%) Homeowner's exemption | $104,739 (+3%) | $237,247 (+3.08%) Land $70,286 Building $166,961 |
| 2022 | $1,553.00 Homeowner's exemption | $101,688 | $230,158 Land $61,500 Building $168,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Bow Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1909 Bow Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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