1909 Biscayne Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1909 Biscayne Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,772 sqft · built 2022
Lot Size	0.623 acres (27,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Apr 2018)
Tax Bill	$8,338 (2024)
Deeds & Mortgages	Sep 2020 Construction Loan Apr 2018 Sale
Flood Zone	Zone VE (high risk)
APN	`23-2S-26-0365-00D00-0110`

Property Details

APN / Parcel Number

Primary APN	`23-2S-26-0365-00D00-0110`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,772 sqft Heated Area
Gross Area	7,416 sqft
1st Floor Area	2,772 sqft
Upper Floors Area	1,092 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	27,181 sqft (0.623 acres)
Lot Dimensions	2,160 ft deep x 1,000 ft wide
Garage Area	512 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,392 sqft
Deck Area	168 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232S26036500D000110
Street Address	1909 BISCAYNE BLVD
City	NAVARRE
State	FL
Zip	32566-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BISCAYNE POINTE LOT 11 BLK D AS DES IN OR 3717 PG 564
Legal Range	26W
Legal Township	02S
Legal Section	23
Legal Subdivision	BISCAYNE POINTE
Legal Block	D
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1009
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 BISCAYNE BLVD, NAVARRE, FL 32566-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY LENDING GROUP LLC
Apr 10, 2018	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Jul 22, 1997 · Amount on Record
Deed Document Number	201813938
Deed Book / Page	3717 / 0564
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1909 BISCAYNE BLVD, NAVARRE, FL 32566-2911
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 JAGUAR CIR, GULF BREEZE, FL 32563-3176

Mortgage

Document Number	0040041581
Date	Sep 22, 2020
Book Page	4004/1581
Instrument	202048141

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 10, 2018
Property Address	1909 BISCAYNE BLVD, NAVARRE, FL 32566-2911
Document Number	0037170564
Book / Page	003717 / 000564
Instrument Date	Apr 6, 2018
Instrument	13938
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$574.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 JAGUAR CIR GULF BREEZE FL 325633176, GULF BREEZE, FL 32563-3176

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,338.00 (+1.79%) Homeowner's exemption	$732,315 (+3%)	$815,927 (+2.47%) Land $124,800 Building $691,127
2023	$8,191.00 (+511.27%)	$710,985 (+728.65%)	$796,293 (+828.08%) Land $124,800 Building $671,493
2022	$1,340.00	$85,800	$85,800 Land $85,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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