Osceola County property record for 1909 Big Cypress Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,006 sqft · built 2004 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,900 (Apr 2004) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 114506 |
| Primary APN | 114506 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,006 sqft Heated Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.271 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 28 sqft |
| Porch | Open Porch |
| Porch Area | 325 sqft |
| Deck Area | 796 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 114506 |
|---|---|
| Street Address | 1909 BIG CYPRESS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE COVE PHASE 1 PB 14 PGS 110-111 18-25-31 LOT 79 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | EAST LAKE COVE |
| Legal Phase | 1 |
| Legal Tract | 3011 |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43600 |
Source: Osceola County records · APN 114506
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1909 BIG CYPRESS DR, SAINT CLOUD, FL 34771-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2004 · Amount on Record |
| Deed Sale | Apr 23, 2004 · Amount on Record |
| Deed Document Number | 0025032730 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1909 BIG CYPRESS DR, SAINT CLOUD, FL 34771-8007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1909 BIG CYPRESS DR, SAINT CLOUD, FL 34771-8007 |
| Investor | Possibly a Property Investor |
| Document Number | 0064862046 |
|---|---|
| Date | Oct 09, 2023 |
| Book Page | 6486/2046 |
| Instrument | 2023132573 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 (+8.3%) Homeowner's exemption | $192,874 (+5.99%) | $382,500 (+1.78%) Land $95,000 Building $287,500 |
| 2023 | $2,602.00 (+4.75%) Homeowner's exemption | $181,980 (+3%) | $375,800 (+19.11%) Land $95,000 Building $280,800 |
| 2022 | $2,484.00 Homeowner's exemption | $176,680 | $315,500 Land $65,000 Building $250,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 820 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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