1909 Bane Rd, Efland, NC 27243 Property Records

Orange County property record for 1909 Bane Rd, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,161 sqft · built 2008
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$1,110,000 (Jun 2023)
Tax Bill	$8,250 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9856-20-2809`

Property Details

APN / Parcel Number

Primary APN	`9856-20-2809`
Alternative APN	`315084`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,161 sqft Living Area
Gross Area	8,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,036 sqft (10 acres)
Garage Type	Attached
Garage Area	928 sqft
Porch	Porch
Porch Area	684 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1909 BANE RD
City	EFLAND
State	NC
Zip	27243-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1 LILLIAN TAYLOR P94/5
Legal Subdivision	LILLIAN TAYLOR - CKS
Jurisdiction	ORANGE NC
Township / Civil Division	CHEEKS
Census Block Group	3
Census Block	3003
Census Tract	11103

Owner

1909 Bane Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 BANE RD, EFLAND, NC 27243-9595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Jul 17, 2009 · Amount on File
Deed Document Number	202330090329
Deed Book / Page	6820 / 631
Prior Transfer Date	May 18, 2004
Prior Transfer Doc	3438000246
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 30, 2023
Property Address	1909 BANE RD, EFLAND, NC 27243-9595
Document Number	0006820631
Book / Page	6820 / 631
Map Reference	MB 94 PG 5
Instrument Date	Jun 15, 2023
Instrument	30090329
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 BANE RD, EFLAND, NC 27243-9595

Mortgage

Document Number	0006820633
Date	Jun 30, 2023
Instrument	6820/633

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	1909 BANE RD, EFLAND, NC 27243-9595
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067132169
Date	Mar 29, 2021
Book Page	6713/2169
Instrument	30044022

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1909 Bane Rd was $8,250, up 5.8% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,250.00 (+5.8%)	$1,060,900 (-) Land $196,600 Building $864,300	$1,060,900 (-) Land $196,600 Building $864,300
2025	$7,798.00	$1,060,900 Land $196,600 Building $864,300	$1,060,900 Land $196,600 Building $864,300
2023	$6,431.00 (+2.58%)	$670,400 (-) Land $127,800 Building $542,600	$670,400 (-) Land $127,800 Building $542,600
2022	$6,269.00	$670,400 Land $127,800 Building $542,600	$670,400 Land $127,800 Building $542,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Bane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Bane Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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