1909 Applegate Ln, Middleburg, FL 32068 Property Records

Clay County property record for 1909 Applegate Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,705 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,871 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-05-24-005924-011-72`

Property Details

APN / Parcel Number

Primary APN	`02-05-24-005924-011-72`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Heated Area
Gross Area	2,125 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1909 APPLEGATE LN
City	MIDDLEBURG
State	FL
Zip	32068-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 672 AZALEA RIDGE UNIT 3 ASREC O R 4283 PG 191
Legal Lot Number	672
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1013
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1909 APPLEGATE LN, MIDDLEBURG, FL 32068-8830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 27, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020
Deed Sale	Feb 27, 2020
Deed Document Number	2020010557
Deed Book / Page	4283 / 191
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1909 APPLEGATE LN, MIDDLEBURG, FL 32068-8830
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 APPLEGATE LN, MIDDLEBURG, FL 32068-8830

Mortgage

Document Number	0043920593
Date	Dec 21, 2020
Book Page	4392/593
Instrument	2020067209

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 27, 2020
Property Address	1909 APPLEGATE LN, MIDDLEBURG, FL 32068-8830
Document Number	0042830191
Book / Page	4283 / 191
Map Reference	MB 62 PG 12-19
Instrument Date	Feb 26, 2020
Instrument	2020010557
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SWITZERLAND, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 APPLEGATE LN, MIDDLEBURG, FL 32068-8830

Mortgage

Document Number	0042830192
Date	Feb 27, 2020
Instrument	4283/0192

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$225,925 (+5.99%)	$275,069 (-3.34%) Land $50,000 Building $225,069
2023	$3,871.00 (+5.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,164 (+3%)	$284,564 (+8.93%) Land $50,000 Building $234,564
2022	$3,653.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$206,956	$261,224 Land $40,000 Building $221,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	27 (2008–2017)
Most Recent Claim	Nov 2017 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 18 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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