Chesapeake City property record for 1909 Ames Cir E, Chesapeake, VA 23321 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,818 sqft · built 1972 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Dec 2018) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Feb 2018 Mortgage + 1 more |
| APN | 0164007001000 |
| Primary APN | 0164007001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 34 sqft |
| Deck Area | 384 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1909 AMES CIR E |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 RALEIGH PLACE SEC 7 |
| Legal Subdivision | RALEIGH PLACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21504 |
Source: Chesapeake City records · APN 0164007001000
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 AMES CIR E, CHESAPEAKE, VA 23321-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Feb 23, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Feb 18, 2009 · Amount on Record |
| Deed Document Number | 201833026 |
| Deed Book / Page | 9976 / 664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1909 AMES CIR E, CHESAPEAKE, VA 23321-3503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10293/1521 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 10293/1521 |
| Instrument | 210002419 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1909 AMES CIR E, CHESAPEAKE, VA 23321-3503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 9886/623 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 9886/623 |
| Instrument | 180004705 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 20, 2018 |
| Property Address | 1909 AMES CIR E, CHESAPEAKE, VA 23321-3503 |
| Document Number | 9976/664 |
| Book / Page | 9976 / 664 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 180033026 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 AMES CIR E, CHESAPEAKE, VA 23321-3503 |
| Document Number | 180033027 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 180033027 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 (+49.37%) | $373,300 (+10.15%) Land $165,000 Building $208,300 | $373,300 (+10.15%) Land $165,000 Building $208,300 |
| 2023 | $338,900 (+14.49%) Land $150,000 Building $188,900 | $338,900 (+14.49%) Land $150,000 Building $188,900 | |
| 2022 | $296,000 Land $120,000 Building $176,000 | $296,000 Land $120,000 Building $176,000 | |
| 2019 | $2,524.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500215041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2020, other causes |
| Wildfire Risk | Low above 4% of the US · above 2% of Virginia |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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