1909 Abbey Ridge Dr, Dover, FL 33527 Property Records

Hillsborough County property record for 1909 Abbey Ridge Dr, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,472 sqft · built 2009
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2020)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066595-6046`

Property Details

APN / Parcel Number

Primary APN	`066595-6046`
Alternative APN	`U12292074K000001000230`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,472 sqft Living Area
Gross Area	4,940 sqft
1st Floor Area	1,499 sqft
Upper Floors Area	1,973 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0665956046
Street Address	1909 ABBEY RIDGE DR
City	DOVER
State	FL
Zip	33527-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ABBEY TRACE LOT 23 BLOCK 1
Legal Range	20E
Legal Township	29S
Legal Section	12
Legal Subdivision	ABBEY TRACE
Legal Tract	74K
Legal Block	1
Legal Lot Number	23
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1005
Census Tract	12208

Owner

1909 Abbey Ridge Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1909 ABBEY RIDGE DR, DOVER, FL 33527-6009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Mar 6, 2017	Warranty Deed, Transfer · VA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Document Number	2020299076
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0000125918
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 23, 2020
Property Address	1909 ABBEY RIDGE DR, DOVER, FL 33527-6009
Document Number	0000299076
Map Reference	MB 100 PG 43
Instrument Date	Jun 30, 2020
Instrument	2020299076
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8813 SERENE RETREAT LN # 18, 8813, TAMPA, FL 33619-7352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 ABBEY RIDGE DR, DOVER, FL 33527-6009

Mortgage

Document Number	0000299077
Date	Jul 23, 2020
Instrument	2020299077

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 6, 2017
Property Address	1909 ABBEY RIDGE DR, DOVER, FL 33527-6009
Document Number	0000085866
Book / Page	24774 / 1495
Map Reference	MB100 PG43-47
Instrument Date	Feb 28, 2017
Instrument	2017085866
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1823 PARKVIEW BLVD APT 203, 1823, PITTSBURGH, PA 15217-2290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 ABBEY RIDGE DR, DOVER, FL 33527-6009

Mortgage

Document Number	0000085867
Date	Mar 6, 2017
Instrument	2017085867

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Abbey Ridge Dr was $9,401.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,710 (-2.22%) Land $65,637 Building $406,073	$471,710 (-2.22%) Land $65,637 Building $406,073
2025	$9,401.00	$482,408 Land $65,637 Building $416,771	$482,408 Land $65,637 Building $416,771
2023	$8,472.00 (+6.65%)	$474,397 (+0.04%) Land $72,930 Building $401,467	$474,397 (+0.04%) Land $72,930 Building $401,467
2022	$7,944.00	$474,213 Land $69,284 Building $404,929	$474,213 Land $69,284 Building $404,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Abbey Ridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Abbey Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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