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1909 46th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 1909 46th St, Lubbock, TX 79412 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,237 sqft · built 1953
Lot Size0.181 acres (7,920 sqft)
OwnerIndividual Name on File
Tax Bill$1,781 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR134780

Property Details

APN / Parcel Number

Primary APNR134780

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,237 sqft Living Area

Exterior

Year BuiltBuilt 1953
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof MaterialOther
Lot Area7,920 sqft (0.181 acres)
Lot Dimensions132 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1909 46TH ST
CityLUBBOCK
StateTX
Zip79412-2213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE CREST BLK 1 L 5
Legal SubdivisionRIDGE CREST
Legal Block1
Legal Lot Number60
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2007
Census Tract2302

Owner

Source: Lubbock County records · APN R134780

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1858 STATE ROAD 2130, LUBBOCK, TX 79407-8709
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · Line of Credit
ALLIANCE CU
Nov 16, 2018Deed of Trust, Mortgage · Line of Credit
ALLIANCE CU
Sep 04, 2020Warranty Deed, Transfer
HUB CITY TITLE
Aug 03, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2013
Deed SaleJul 24, 2013
Deed Document Number0000029872
Last Transfer DateSep 04, 2020
Transfer Doc0000039243
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address1909 46TH ST, LUBBOCK, TX 79412-2213
Transaction TypeMortgage
Record UpdatedOct 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 STATE ROAD 2130, LUBBOCK, TX 79407-8709

Mortgage

Document Number0000036482
DateSep 20, 2023
Instrument2023036482
Lender
NameALLIANCE CU
TypeCredit Union
AddressLUBBOCK, TX 79424
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueOct 03, 2028

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address1909 46TH ST, LUBBOCK, TX 79412-2213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyHUB CITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043769
DateNov 16, 2018
Instrument2018043769
Lender
NameALLIANCE CU
TypeCredit Union
AddressLUBBOCK, TX 79424
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 16, 2028

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateSep 04, 2020
Property Address1909 46TH ST, LUBBOCK, TX 79412-2213
Document Number0000039243
Instrument DateSep 04, 2020
Instrument39243
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyHUB CITY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 STATE ROAD 2130 LUBBOCK TX 794078709, LUBBOCK, TX 79407-8709

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLUBBOCK TX
Recording DateAug 03, 2017
Property Address1909 46TH ST, LUBBOCK, TX 79412-2213
Instrument DateJul 19, 2017
Instrument28218
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8603 COUNTY ROAD 6935 LUBBOCK TX 794075704, LUBBOCK, TX 79407-5704

Mortgage

Document Number0000028218
DateAug 03, 2017
Instrument28218
Lender
NameFIRST BK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 02, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,781.00 (-5.22%)$100,699 (+8.93%) Land $20,000 Building $80,699$100,699 (+8.93%) Land $20,000 Building $80,699
2024$1,879.00 (+9.37%)
2023$1,718.00 (+10.34%)$92,445 Land $3,300 Building $89,145$92,445 Land $3,300 Building $89,145
2022$1,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030023022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2009–2015)
Most Recent ClaimMay 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
TelespanFixed Wireless (unlicensed)100 / 40

May also be available at this address: Metronet Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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