1909 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1909 28th St, Two Rivers, WI 54241

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,557 sqft · built 1940
Lot Size0.205 acres (8,930 sqft)
OwnerIndividual Name on Record
Tax Bill$2,941 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN53-306-000-045.08

Property Details

APN / Parcel Number

Primary APN53-306-000-045.08
Alternative APNs
  • 053-306-000-045.08
  • 3060000458
  • 4988

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,557 sqft Living Area
Gross Area2,508 sqft
Basement Area660 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area8,930 sqft (0.205 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4988
Street Address1909 28TH ST
CityTWO RIVERS
StateWI
Zip54241-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionNIC TADDY`S SUB N 104` OF LOT 4 & E 26` OF LOT 5
Legal SubdivisionNIC TADDYS SUB
Legal Lot Number4,5
JurisdictionMANITOWOC WI
Township / Civil DivisionTWO RIVERS
Census Block Group1
Census Block1014
Census Tract5300

Owner

Source: Manitowoc County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1909 28TH ST, TWO RIVERS, WI 54241-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2016
Deed SaleSep 26, 2016
Deed Document Number20161172880
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Recording DateSep 21, 2026
Property Address1909 28TH ST, TWO RIVERS, WI 54241-2007
Document Number0001299423
Book / Page3792 / 718
Instrument DateSep 15, 2026
Instrument20261299423
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 28TH ST, TWO RIVERS, WI 54241-2007

Mortgage

Document Number0001299423,
DateSep 21, 2026
Book Page3792/718
Instrument20261299423
Lender
NameSHORELINE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 28, 2051
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyManitowoc County
MunicipalityTwo Rivers City
Unified School DistrictTwo Rivers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,941.00 (+32.36%)$172,800 (+105.96%) Land $17,900 Building $154,900$199,782 (+50.1%) Land $20,695 Building $179,087
2023$2,222.00$83,900 Land $10,200 Building $73,700$133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS WATERWORKS
serves 11,270 people · EPA ID WI4360436
Water SourceSurface water
Last State InspectionOct 2023
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on 28th St

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