19087 White Pine Dr, New Buffalo, MI 49117 Property Records

Berrien County property record for 19087 White Pine Dr, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,970 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2505-0009-00-0`

Property Details

APN / Parcel Number

Primary APN	`13-2505-0009-00-0`
Alternative APN	`11-13-2505-0009-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,970 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	158 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19087 WHITE PINE DR
City	NEW BUFFALO
State	MI
Zip	49117-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	UNIT 9 WHITE PINE AT NEW BUFFALO LIBER 262 PAGE 103 FKA FOREST BROOK PRESERVE FKA MCCONNELL SPRINGS LIBER 262 PAGE 53
Legal Subdivision	FOREST BROOK PRESERVE
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1026
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19087 WHITE PINE DR, NEW BUFFALO, MI 49117-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Closed-End Mortgage HORIZON BANK
Mar 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF OTTAWA
Dec 31, 2019	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	19087 WHITE PINE DR, NEW BUFFALO, MI 49117-8851
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03292/3440
Date	Sep 30, 2020
Book Page	3292/3440

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	19087 WHITE PINE DR, NEW BUFFALO, MI 49117-8851
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03230/3249
Date	Mar 6, 2019
Book Page	3230/3249

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 31, 2019
Property Address	19087 WHITE PINE DR, NEW BUFFALO, MI 49117-8851
Document Number	03261/0114
Book / Page	3261 / 0114
Map Reference	LB 262 PG 103
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 DUNHAM RD, DOWNERS GROVE, IL 60516-1837

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,500 (+139.17%)	$861,000 (+139.17%)
2025	$5,575.00 (+13.17%)
2023		$180,000	$360,000
2022	$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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