19086 Millstone Ter, Saint Joseph, MO 64505 Property Records

Andrew County property record for 19086 Millstone Ter, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,084 sqft · built 2024
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00052.31`

Property Details

APN / Parcel Number

Primary APN	`16-00052.31`
Alternative APN	`17-1.0-12-0-00-09.310000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,084 sqft Living Area
Basement Area	1,236 sqft
Finished Basement	1,236 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	252 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	16-00052.31
Street Address	19086 MILLSTONE TER
City	SAINT JOSEPH
State	MO
Zip	64505-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-58-35 LOT 32 MILLSTONE PLAT 4 SD IN SW SW
Legal Range	35W
Legal Township	58N
Legal Section	12
Legal Subdivision	MILLSTONE
Legal Lot Number	32
Jurisdiction	ANDREW MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3003
Census Tract	10100

Owner

Source: Andrew County records · APN 16-00052.31

Assessment roll updated December 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19086 MILLSTONE TER, SAINT JOSEPH, MO 64505-8903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDREW MO
Recording Date	Oct 01, 2025
Property Address	19086 MILLSTONE TER, SAINT JOSEPH, MO 64505-8903
Document Number	000445/871
Book / Page	445 / 871
Map Reference	CAB 1 PG 128
Instrument Date	Oct 01, 2025
Instrument	202501885
Transaction Type	Transfer
Record Updated	Dec 04, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19086 MILLSTONE TER, SAINT JOSEPH, MO 64505-8903

Mortgage

Document Number	0202501910
Date	Oct 01, 2025
Instrument	202501910

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 04, 2055

Tax Assessment & Valuation

Source: Andrew County records · Assessment roll updated December 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Elementary School District	Avenue City R-IX School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,479.00	$105,000 Land $8,780 Building $96,220	$552,630 Land $46,200 Building $506,430
2024	$6,479.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.