19085 Ramsey Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 19085 Ramsey Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,469 sqft · built 1960
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (May 2020)
Tax Bill	$8,606 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-117-22-23-0017`

Property Details

APN / Parcel Number

Primary APN	`19-117-22-23-0017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,469 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,469 sqft
Basement Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	221 ft deep x 163 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	814 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	256 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	19085 RAMSEY RD
City	WAYZATA
State	MN
Zip	55391-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 571 B DEEPHAVEN PARK LOTS 571 AND 584 E 163X221X99X113
Legal Range	22
Legal Township	117
Legal Section	19
Legal Quarter	23
Legal Subdivision	DEEPHAVEN PARK
Legal Block	2
Legal Lot Number	571
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	2
Census Block	2002
Census Tract	27400

Owner

Source: Hennepin County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19085 RAMSEY RD, WAYZATA, MN 55391-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
May 6, 2020	Warranty Deed, Transfer BURNET TITLE LLC
May 6, 2020	Affidavit of Death, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	20205706266
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	0005706265
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	19085 RAMSEY RD, WAYZATA, MN 55391-3500
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19085 RAMSEY RD, WAYZATA, MN 55391-3500

Mortgage

Document Number	00T5946766
Date	May 23, 2022
Instrument	T5946766

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 6, 2020
Property Address	19085 RAMSEY RD, WAYZATA, MN 55391-3500
Document Number	0005706266
Instrument Date	Mar 26, 2020
Instrument	5706266
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,853.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19085 RAMSEY RD WAYZATA MN 553913500, WAYZATA, MN 55391-3500

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HENNEPIN MN
Recording Date	May 6, 2020
Property Address	19085 RAMSEY RD, WAYZATA, MN 55391-3500
Document Number	0005706265
Instrument Date	Mar 26, 2020
Instrument	5706265
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	BURNET TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19085 RAMSEY RD WAYZATA MN 553913500, WAYZATA, MN 55391-3500

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,606.00 (+22.07%)	$722,500 (+13.07%) Land $320,000 Building $402,500	$722,500 (+13.07%) Land $320,000 Building $402,500
2023	$7,050.00 Homeowner's exemption
2022		$639,000 Land $223,000 Building $416,000	$639,000 Land $223,000 Building $416,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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