Mecosta County property record for 19085 Joslin Cir, Big Rapids, MI 49307
| Property Type | Condominium |
|---|---|
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Oct 2025) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 065 028 000 |
| Primary APN | 09 065 028 000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 157 ft deep x 140 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19085 JOSLIN CIR |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-8755 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SEC 2 T14N R10W RIVER WOODS CONDOMINIUM UNIT 28 INCL PORTION OF COMMON AREAS |
| Legal Range | 10W |
| Legal Township | 14N |
| Legal Section | 02 |
| Legal Subdivision | RIVER WOODS CONDOMINIUM |
| Legal Unit | 28 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | MECOSTA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 960702 |
Source: Mecosta County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3070 RIVIERA CT SE, GRAND RAPIDS, MI 49512-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE SAVINGS BANK |
| Oct 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 20257024 |
| Deed Book / Page | 937 / 1049 |
| Prior Transfer Date | Jan 5, 2013 |
| Prior Transfer Doc | 841/1021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 19085 JOSLIN CIR, BIG RAPIDS, MI 49307-8755 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00876/1901 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 876/1901 |
| Instrument | 201700004921 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 19085 JOSLIN CIR, BIG RAPIDS, MI 49307-8755 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000904/815 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 904/815 |
| Instrument | 202000004396 |
| Name | STATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, MI 49635 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Oct 14, 2025 |
| Property Address | 19085 JOSLIN CIR, BIG RAPIDS, MI 49307-8755 |
| Document Number | 00937/1049 |
| Book / Page | 937 / 1049 |
| Map Reference | LB 639 PG 834 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 202500007024 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,302.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13401 215TH AVE, BIG RAPIDS, MI 49307-8873 |
| Name | Verified Name |
|---|---|
| Address | 3070 RIVIERA CT SE, GRAND RAPIDS, MI 49512-1832 |
| Investor | Possibly a Property Investor |
| Document Number | 202500007025 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202500007025 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 24, 2023 |
| Property Address | 19085 JOSLIN CIR, BIG RAPIDS, MI 49307-8755 |
| Document Number | 00923/4733 |
| Book / Page | 923 / 4733 |
| Map Reference | LB 714 PG 2444 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 202300002646 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19085 JOSLIN CIR, BIG RAPIDS, MI 49307-8755 |
| Name | Verified Name |
|---|---|
| Address | 1101 FULLER AVE, BIG RAPIDS, MI 49307-2157 |
| Document Number | 202300002647 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 202300002647 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Mecosta Township |
| Unified School District | Morley Stanwood Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,400 (+5.14%) | $298,800 (+5.14%) | |
| 2025 | $3,315.00 (+2.47%) Homeowner's exemption | $142,100 (+38.23%) | $284,200 (+38.23%) |
| 2024 | $3,235.00 | ||
| 2023 | $102,800 | $205,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (2013–2026) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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