19082 Ew 198, Nowata, OK 74048 Property Records

Nowata County property record for 19082 Ew 198, Nowata, OK 74048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2007
Lot Size	18.7 acres (817,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2018)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`14443`

Property Details

APN / Parcel Number

Primary APN	`14443`
Alternative APN	`0000-18-26N-17E-3-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	817,186 sqft (18.7 acres)
Garage Type	Mixed
Garage Area	1,470 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14443
Street Address	19082 EW 198
City	NOWATA
State	OK
Zip	74048-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18-26N-17E THE W2 OF LOT4, LESS .50AC FOR CEMETARY
Legal Range	17E
Legal Township	26N
Legal Section	18
Legal Lot Number	4
Jurisdiction	NOWATA OK
Township / Civil Division	NEW ALLUWE
Census Block Group	2
Census Block	2050
Census Tract	172300

Owner

Source: Nowata County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19082 EW 198, NOWATA, OK 74048-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20181216
Deed Book / Page	844 / 28
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	19082 EW 198, NOWATA, OK 74048-5330
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000859/112
Date	Oct 1, 2020
Book Page	859/112
Instrument	I-2020-001465

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Jul 30, 2018
Property Address	19082 EW 198, NOWATA, OK 74048-5330
Document Number	000844/028
Book / Page	0844 / 028
Instrument Date	Jul 24, 2018
Instrument	I-2018-001216
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HC 62 BOX 192-2, NOWATA, OK 74048-9435

Mortgage

Document Number	I2018001217
Date	Jul 30, 2018
Instrument	I-2018-001217

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Unified School District	Oklahoma Union Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,288 (+3%) Land $1,171 Building $34,117	$294,058 (+3%) Land $9,757 Building $284,301
2025	$3,033.00 (-2%) Homeowner's exemption	$34,259 (-1.57%) Land $1,291 Building $32,968	$285,494 (-16.1%) Land $10,757 Building $274,737
2024	$3,095.00 (+3.44%) Homeowner's exemption	$34,805 (+3%) Land $1,034 Building $33,771	$340,279 (+20.84%) Land $10,757 Building $329,522
2023	$2,992.00 (-1.51%) Homeowner's exemption	$33,792 (-) Land $991 Building $32,801	$281,595 (-) Land $8,257 Building $273,338
2022	$3,038.00 Homeowner's exemption	$33,792 Land $991 Building $32,801	$281,595 Land $8,257 Building $273,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAIG CO RWD #2 serves 4,250 people · EPA ID OK3001802
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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