Ottawa County property record for 19081 174th Ave, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,518 sqft · built 1920 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Nov 2019) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-04-100-066 |
| Primary APN | 70-03-04-100-066 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 115 ft deep x 137 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19081 174TH AVE |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | PART OF NE 1/4 OF NW 1/4 COM ON W 1/8 LI 134181 FT E & 813 FT S OF NW COR, TH E 1136 FT TO W R/W LI OF GRAND HAVEN RD, TH S |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 04 |
| Legal Block | 100 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20504 |
Source: Ottawa County records · APN 70-03-04-100-066
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 07, 2019 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 07, 2019 | Intrafamily Transfer, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2019 · Amount on Record |
| Deed Sale | Nov 07, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2007 · Amount on Record |
| Deed Document Number | 201941512 |
| Prior Transfer Date | Oct 31, 2019 |
| Prior Transfer Doc | 20190041514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 20240009136 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024-0009136 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 07, 2019 |
| Property Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
| Document Number | 20190041512 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019-0041512 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19081 174TH AVE, 19081, SPRING LAKE, MI 49456-9708 |
| Name | Verified Name |
|---|---|
| Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
| Document Number | 20190041513 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 2019-0041513 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 07, 2019 |
| Property Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
| Document Number | 20190041514 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019-0041514 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19081 174TH AVE, SPRING LAKE, MI 49456-9708 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,300 (+1.74%) | $210,600 (+1.74%) | |
| 2025 | $1,583.00 (+4.9%) Homeowner's exemption | $103,500 (+53.33%) | $207,000 (+53.33%) |
| 2023 | $67,500 | $135,000 | |
| 2022 | $1,509.00 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1985–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 38 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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