1908 Zephyr Ave, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 1908 Zephyr Ave, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,800 sqft · built 1973
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2019)
Tax Bill	$4,570 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2421-604-0004-000-1`

Property Details

APN / Parcel Number

Primary APN	`2421-604-0004-000-1`
Alternative APN	`29089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Finished Area
1st Floor Area	2,800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Open Porch
Porch Area	328 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	29089
Street Address	1908 ZEPHYR AVE
City	FORT PIERCE
State	FL
Zip	34982-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF INTERME
Legal Description	CAROLWOOD TERRACE-FIRST ADDN BLK 1 LOT 4 (0.26 AC)
Legal Range	40E
Legal Township	35S
Legal Section	21
Legal Subdivision	CAROLWOOD TERRACE 1ST ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	4
Census Block	4042
Census Tract	380700

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 ZEPHYR AVE, FORT PIERCE, FL 34982-5641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Jul 11, 2001 · Amount on Record
Deed Document Number	4533607
Deed Book / Page	4235 / 0446
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Feb 22, 2019
Property Address	1908 ZEPHYR AVE, FORT PIERCE, FL 34982-5641
Document Number	0042350446
Book / Page	004235 / 000446
Instrument Date	Jan 19, 2019
Instrument	4533607
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 ZEPHYR AVE FORT PIERCE FL 349825641, FORT PIERCE, FL 34982-5641

Mortgage

Document Number	42350448
Date	Feb 22, 2019
Book Page	004235/000448
Instrument	4533608

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,097 (-26.02%)	$335,100 (+5.44%) Land $108,700 Building $226,400
2024	$4,570.00 (+2.65%)
2023	$4,452.00 (+2.98%) Additional exemption filed	$317,800 (+47.57%) Land $103,000 Building $214,800	$317,800 (+17.49%) Land $103,000 Building $214,800
2022	$4,323.00 Homeowner's exemption	$215,358	$270,500 Land $53,600 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2014–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER ESTATES serves 2,365 people · EPA ID FL4565204
Water Source	Purchased groundwater from FT. PIERCE UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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