1908 Windy Oaks Ln, Hixson, TN 37343 Property Records

Hamilton County property record for 1908 Windy Oaks Ln, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,067 sqft · built 1993
Lot Size	0.348 acres (15,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2022)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101J B 023`

Property Details

APN / Parcel Number

Primary APN	`101J B 023`
Alternative APN	`0000127057`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,067 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,168 sqft (0.348 acres)
Lot Dimensions	148 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000127057
Street Address	1908 WINDY OAKS LN
City	HIXSON
State	TN
Zip	37343-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 MARINA COVE SUB PB 44 PG 363
Legal Subdivision	MARINA COVE
Legal Lot Number	23
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	10432

Owner

Source: Hamilton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	2022208
Deed Book / Page	13065 / 552
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 6, 2026
Property Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Document Number	0000000250
Book / Page	14359 / 1
Instrument Date	Jun 5, 2026
Instrument	2026250
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593

Mortgage

Document Number	0000000250,
Date	Jul 6, 2026
Book Page	14359/1
Instrument	2026250

Lender

Name	PATRIOT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	203 Months
Due	Jun 10, 2043

Interest

Rate	6.37%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000199
Date	Dec 16, 2021
Book Page	12775/297
Instrument	2021121600199

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000324
Date	Mar 5, 2021
Book Page	12385/553
Instrument	2021030500324

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2048

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 22, 2022
Property Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Document Number	0000000208
Book / Page	13065 / 552
Map Reference	MB 44 PG 362
Instrument Date	Aug 19, 2022
Instrument	2022082200208
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593

Mortgage

Document Number	0130650555
Date	Aug 22, 2022
Instrument	13065-0555

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2018
Property Address	1908 WINDY OAKS LN, HIXSON, TN 37343-3593
Document Number	0000000006
Book / Page	011335 / 000383
Instrument Date	Apr 30, 2018
Instrument	6
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 WINDY OAKS LN HIXSON TN 373433593, HIXSON, TN 37343-3593

Mortgage

Document Number	7
Date	May 2, 2018
Book Page	011335/000386
Instrument	7

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (-1.93%)	$147,150 (+44.76%)	$588,600 (+44.76%) Land $65,000 Building $523,600
2024	$2,274.00	$101,650 (-)	$406,600 (-) Land $50,000 Building $356,600
2023	$2,274.00 (+7.77%)	$101,650 (+7.77%)	$406,600 (+7.77%) Land $50,000 Building $356,600
2022	$2,110.00	$94,325	$377,300 Land $50,000 Building $327,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windy Oaks Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures