1908 Willow St, Higginsville, MO 64037 Property Records

Lafayette County property record for 1908 Willow St, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1972
Lot Size	0.239 acres (10,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,300 (Aug 2021)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1.0-01-2-000-029.000`

Property Details

APN / Parcel Number

Primary APN	`16-1.0-01-2-000-029.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area
Basement Area	988 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,393 sqft (0.239 acres)
Lot Dimensions	135 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1908 WILLOW ST
City	HIGGINSVILLE
State	MO
Zip	64037-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 OF LOT 1 BLK 9 WESTVIEW ESTATES SUBD; 709-206, 722-789, 734-1, 866-750, 872-787, 1024-778, 1043-359, 1074-965, 1085-1,
Legal Range	26
Legal Township	49
Legal Section	01
Legal Subdivision	WESTVIEW ESTATES
Legal Block	9
Legal Lot Number	5
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DAVIS
Census Block Group	1
Census Block	1008
Census Tract	90402

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 WILLOW ST, HIGGINSVILLE, MO 64037-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage EQUITY BANK
Aug 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2021DR4473
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1908 WILLOW ST, HIGGINSVILLE, MO 64037-1446
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR2444
Date	Jun 29, 2018
Instrument	2018DR2444

Lender

Name	EQUITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2033

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 25, 2021
Property Address	1908 WILLOW ST, HIGGINSVILLE, MO 64037-1446
Document Number	2021DR4473
Instrument Date	Aug 23, 2021
Instrument	2021DR4473
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 WILLOW ST, HIGGINSVILLE, MO 64037-1446

Mortgage

Document Number	2021DR4474
Date	Aug 25, 2021
Instrument	2021DR4474

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00	$20,115 (+14%)	$105,870 (+14.01%) Land $16,090 Building $89,780
2023		$17,644	$92,862 Land $14,112 Building $78,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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