1908 Willow St, Bay City, TX 77414 Property Records

Matagorda County property record for 1908 Willow St, Bay City, TX 77414

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,258 sqft · built 1964
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on Record
Last Sale$163,700 (Dec 2019)
Tax Bill$2,953 (2026)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1981-0020-000600

Property Details

APN / Parcel Number

Primary APN1981-0020-000600
Alternative APN
  • 31551

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,258 sqft Living Area
Gross Area2,482 sqft
1st Floor Area1,258 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Roof TypeGable
Roof MaterialWood
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions150 ft deep x 63 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchPorch
Porch Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1981-0020-000600
Street Address1908 WILLOW ST
CityBAY CITY
StateTX
Zip77414-8445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTONWOOD S/D W 1/2 LOT 6 BLK 2
Legal SubdivisionCOTTONWOOD SUBDIVISION
Legal Block2
Legal Lot Number6
JurisdictionMATAGORDA TX
Township / Civil DivisionBAY CITY
Census Block Group1
Census Block1009
Census Tract730302

Owner

Source: Matagorda County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 WILLOW ST, BAY CITY, TX 77414-8445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Deed Document Number20197317
Record UpdatedOct 29, 2026

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMATAGORDA TX
Recording DateDec 27, 2019
Property Address1908 WILLOW ST, BAY CITY, TX 77414-8445
Document Number2019007317
Map ReferenceVOL 2 PG 61
Instrument DateDec 27, 2019
Instrument2019-007317
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyBAY CITY ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3514 GRAYSON GARDENS CT, 3514, FULSHEAR, TX 77441-1463

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 WILLOW ST, BAY CITY, TX 77414-8445

Mortgage

Document Number2019007318
DateDec 27, 2019
Instrument2019-007318
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBay City
CountyMatagorda County
Unified School DistrictBay City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,953.00 (+134.74%) Homeowner's exemption$133,364 (-18.03%)$173,290 (+6.52%) Land $29,380 Building $143,910
2025$1,258.00 (-27.33%) Homeowner's exemption$162,690 (-1.99%) Land $29,380 Building $133,310$162,690 (-1.99%) Land $29,380 Building $133,310
2023$165,990 Land $12,500 Building $153,490$165,990 Land $12,500 Building $153,490
2022$1,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims40 (1979–2019)
Claims Outside the SFHA39 of 40
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Sep 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 18,061 people · EPA ID TX1610001
Water SourceGroundwater
Last State InspectionOct 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Apr 2024
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Sparklight
Cable
1,000 / 50
TISD
Fixed Wireless
400 / 100
Skynet
Fixed Wireless
100 / 50

May also be available: AT&T, Verizon, YK Communications.

Nearby Properties on Willow St

Nearby Streets

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