1908 Willow Ave, Ponca City, OK 74604 Property Records

Kay County property record for 1908 Willow Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,152 sqft · built 1983
Lot Size	0.348 acres (15,202 sqft)
Owner	Owner Name on File
Last Sale	$151,500 (Aug 2014)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0170-00-000-003-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0170-00-000-003-0-000-00`
Alternative APN	`1613`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft

Exterior

Year Built	Built 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,202 sqft (0.348 acres)
Lot Dimensions	200 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	170 sqft
Deck Area	178 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1613
Street Address	1908 WILLOW AVE
City	PONCA CITY
State	OK
Zip	74604-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-CEDAR ADD LOT 3
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	CEDAR
Legal Lot Number	3
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1012
Census Tract	202

Owner

Source: Kay County records · APN 0170-00-000-003-0-000-00

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1908 WILLOW AVE, PONCA CITY, OK 74604-2740
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	0001653693
Deed Book / Page	1653 / 693
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1908 WILLOW AVE, PONCA CITY, OK 74604-2740
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2026000907
Date	Feb 10, 2026
Book Page	2025/579
Instrument	I-2026-000907

Lender

Name	EQUITY BANK
Type	Bank
Address	222 E GRAND AVE, PONCA CITY, OK 74601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kay County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (+6.07%)	$14,796 (+5%) Land $1,371 Building $13,425	$208,178 (-2.37%) Land $12,464 Building $195,714
2024	$1,334.00 (+3.09%)	$14,092 (+5.01%) Land $1,371 Building $12,721	$213,242 (+4.17%) Land $12,464 Building $200,778
2023	$1,294.00	$13,420 Land $1,371 Building $12,049	$204,699 Land $12,464 Building $192,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1994–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Ponca, Oklahoma Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KAY CO RWD #3 serves 1,000 people
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.