1908 White Rock Bend, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1908 White Rock Bend, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 3 ba · 1,661 sqft · built 1985
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2022 Second Mortgage
APN	`0283005000190`

Property Details

APN / Parcel Number

Primary APN	`0283005000190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,661 sqft Total Area
1st Floor Area	1,056 sqft
Attic	Attic
Attic Area	317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	107 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	319 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	317 sqft
Patio Area	317 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1908 WHITE ROCK BND
City	CHESAPEAKE
State	VA
Zip	23320-7434
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	93 LOGANS MILL PHASE 3
Legal Subdivision	LOGANS MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2000
Census Tract	20814

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 WHITE ROCK BND, CHESAPEAKE, VA 23320-7434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1908 WHITE ROCK BND, CHESAPEAKE, VA 23320-7434
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WHITE ROCK BND, CHESAPEAKE, VA 23320-7434

Mortgage

Document Number	010895/574
Date	Sep 17, 2025
Book Page	10895/574
Instrument	250021415

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 25, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1908 WHITE ROCK BND, CHESAPEAKE, VA 23320-7434
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10528/1240
Date	Mar 3, 2022
Book Page	10528/1240
Instrument	220007467

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$383,800 (+19.64%) Land $170,000 Building $213,800	$383,800 (+19.64%) Land $170,000 Building $213,800
2023	$320,800 Land $125,000 Building $195,800	$320,800 Land $125,000 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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