1908 Western Dr, Richmond, IN 47374 Property Records

Wayne County property record for 1908 Western Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,087 sqft · built 1953
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$64,700 (Oct 2017)
Tax Bill	$765 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-06020-00`

Property Details

APN / Parcel Number

Primary APN	`029-06020-00`
Alternative APNs	`89-17-01-220-209.000-030` `490122020900029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Family Room	Family Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	490122020900029
Street Address	1908 WESTERN DR
City	RICHMOND
State	IN
Zip	47374-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 WESTVIEW HILLS & DALES
Legal Subdivision	WESTVIEW HILLS AND DALES ADDITION
Legal Lot Number	22
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1023
Census Tract	700

Owner

1908 Western Dr is owned and occupied by an individual who bought it in October 2017.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 WESTERN DR, RICHMOND, IN 47374-3855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	20178086
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	1908 WESTERN DR, RICHMOND, IN 47374-3855
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WESTERN DR, RICHMOND, IN 47374-3855

Mortgage

Document Number	2026001169
Date	Feb 19, 2026
Instrument	2026001169

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	260 Months
Due	Oct 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 3, 2017
Property Address	1908 WESTERN DR, RICHMOND, IN 47374-3855
Document Number	2017008086
Instrument Date	Sep 26, 2017
Instrument	2017008086
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WESTERN DR, RICHMOND, IN 47374-3855

Mortgage

Document Number	2017008087
Date	Oct 3, 2017
Instrument	2017008087

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Western Dr was $765, up 6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+5.96%)	$85,000 Land $25,200 Building $59,800	$85,000 Land $25,200 Building $59,800
2024	$722.00
2023		$67,800 (-0.88%) Land $18,800 Building $49,000	$67,800 (-0.88%) Land $18,800 Building $49,000
2022	$607.00	$68,400 Land $18,800 Building $49,600	$68,400 Land $18,800 Building $49,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Western Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1908 Western Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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