1908 Ward St, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 1908 Ward St, Utica, NY 13501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,274 sqft · built 1962
Lot Size	0.14 acres (6,130 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Nov 2001)
Tax Bill	$2,459 (2026)
Deeds & Mortgages	May 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301600 331.24-2-38`

Property Details

APN / Parcel Number

Primary APN	`301600 331.24-2-38`
Alternative APNs	`160033102400020380000000` `13.175170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,130 sqft (0.14 acres)
Lot Dimensions	76.6 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13.175170
Street Address	1908 WARD ST
City	UTICA
State	NY
Zip	13501-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-14-05-001 80X7675 331.024-0002-038.000/0000
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2028
Census Tract	21302

Owner

1908 Ward St is owned and occupied by an individual who bought it in November 2001.

Source: Oneida County and Utica City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 WARD ST, UTICA, NY 13501-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage M&T BK
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2001 · Amount on File
Deed Sale	Nov 29, 2001 · Amount on File
Deed Book / Page	3022 / 292
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1908 WARD ST, UTICA, NY 13501-2714
Document Number	0000006402
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9737 ROBERTS RD SAUQUOIT NY 134562611, SAUQUOIT, NY 13456-2611

Mortgage

Document Number	0000006402
Date	May 28, 2019
Instrument	6402

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	May 28, 2019
Property Address	1908 WARD ST, UTICA, NY 13501-2714
Document Number	0000006401
Instrument Date	May 20, 2019
Instrument	6401
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9737 ROBERTS RD SAUQUOIT NY 134562611, SAUQUOIT, NY 13456-2611

Mortgage

Document Number	6402
Date	May 28, 2019
Instrument	6402

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1908 Ward St was $2,459, up 218.5% from the year before.

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,459.00 (+218.52%)
2025	$772.00	$57,600 Land $12,000 Building $45,600	$155,700 Land $32,437 Building $123,263
2023		$57,600 (-) Land $12,000 Building $45,600	$133,953 (+11.63%) Land $27,907 Building $106,046
2022	$3,218.00	$57,600 Land $12,000 Building $45,600	$120,000 Land $25,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Ward St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Ward St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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