Lorain County property record for 1908 Wallace Ln, Lorain, OH 44053 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,602 sqft Living Area |
| Lot Size | 63,598 sqft (1.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2026) |
| Tax Bill | $2,839.00 (2025) |
| Primary APN | 02-02-022-102-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,082 sqft Gross Area |
| 1st Floor | 1,602 sqft 1st Floor |
| Basement Area | 1,602 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 63,598 sqft (1.46 acres) |
| Depth X Width | 436 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 240 sqft Deck |
| Patio Area | 240 sqft Patio |
| Porch Area | 132 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1908 WALLACE LN |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALLACE 1 100 X 634 |
| Legal Subdivision | WALLACE 1 |
| Legal Tract | 02 |
| Legal Block | 102 |
| Legal Lot Number | 30 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 22601 |
Source: Lorain County records · APN 02-02-022-102-014
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVOY MORTGAGE |
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit SWIFT HOME LOANS INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Dec 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2026 · Amount on Record |
| Deed Sale | Aug 06, 2026 · Amount on Record |
| Prior Sale | Sep 08, 2016 · Amount on Record |
| Deed Doc Number | 2026106540 |
| Prior Transfer Date | May 24, 2013 |
| Prior Transfer Doc | 0000463063 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 06, 2026 |
| Property Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Document Number | 0000106540 |
| Instrument Date | Aug 04, 2026 |
| Instrument | 2026106540 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NEWMAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Document Number | 0000106541, |
|---|---|
| Date | Aug 06, 2026 |
| Instrument | 2026106541 |
| Name | ENVOY MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Document Number | 0000916800 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023-0916800 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Document Number | 0000776525 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1908 WALLACE LN LORAIN OH 440531220, LORAIN, OH 44053-1220 |
| Document Number | 0000776525 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 776525 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 WALLACE LN, LORAIN, OH 44053-1220 |
| Document Number | 0000741329 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1908 WALLACE LN LORAIN OH 440531220, LORAIN, OH 44053-1220 |
| Document Number | 0000741329 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 741329 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 08, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,839.00 Homeowner's exemption | $74,170 (+%) Land $31,920 Building $42,250 | $211,910 (-) Land $91,210 Building $120,700 |
| 2024 | $2,839.00 (+20.91%) | $74,169 (+62.68%) Land $31,924 Building $42,245 | $211,910 (+62.68%) Land $91,210 Building $120,700 |
| 2023 | $2,348.00 (+0.9%) | $45,591 (+%) Land $19,761 Building $25,830 | $130,260 (-) Land $56,460 Building $73,800 |
| 2022 | $2,327.00 | $45,590 Land $19,760 Building $25,830 | |
| 2021 | $130,260 Land $56,460 Building $73,800 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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