1908 W Prospect Ave, Norfolk, NE 68701 Property Records

Madison County property record for 1908 W Prospect Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,219 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2022)
Tax Bill	$4,868 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590110284`

Property Details

APN / Parcel Number

Primary APN	`590110284`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,219 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,291 sqft
Basement Area	512 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	168 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1908 W PROSPECT AVE
City	NORFOLK
State	NE
Zip	68701-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	WESTRIDGE HILLS THIRD ADDITION LOT 1, BLK 3; MAP NUMBER: 1501-00-0-62332-000-0010
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	WESTRIDGE HILLS THIRD ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2000
Census Tract	960801

Owner

1908 W Prospect Ave is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 W PROSPECT AVE, NORFOLK, NE 68701-3525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit ELKHORN VALLEY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Feb 6, 2009 · Amount on File
Deed Document Number	20221582
Deed Book / Page	2022 / 1582
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Apr 6, 2022
Property Address	1908 W PROSPECT AVE, NORFOLK, NE 68701-3525
Document Number	02022/1582
Book / Page	2022 / 1582
Instrument Date	Mar 17, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020221583
Date	Apr 6, 2022
Instrument	2022/1583

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	1908 W PROSPECT AVE, NORFOLK, NE 68701-3525
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 W PROSPECT AVE, NORFOLK, NE 68701-3525

Mortgage

Document Number	2021/4463
Date	Aug 17, 2021
Book Page	2021/4463

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1908 W Prospect Ave was $4,868.

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,868.00	$416,961 Land $48,857 Building $368,104	$416,961 Land $48,857 Building $368,104
2023	$5,880.00	$318,082 Land $28,154 Building $289,928	$318,082 Land $28,154 Building $289,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 W Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 W Prospect Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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