Osage County property record for 1908 W Independence St, Tulsa, OK 74127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,667 sqft · built 1955 |
| Lot Size | 0.216 acres (9,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,700 (Dec 2000) |
| Tax Bill | $880 (2025) |
| Deeds & Mortgages | Jan 2005 Mortgage Feb 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-12-32100 |
| Primary APN | 34-20-12-32100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| 1st Floor Area | 1,667 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,421 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Porch | Slab |
| Porch Area | 63 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 7313 |
|---|---|
| Street Address | 1908 W INDEPENDENCE ST |
| City | TULSA |
| State | OK |
| Zip | 74127-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLINE RIDGE 2ND LOT 8, BLK 2 |
| Legal Range | 12E |
| Legal Township | 20N |
| Legal Section | 34 |
| Legal Subdivision | SKYLINE RIDGE 2ND |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | OSAGE OK |
| Township / Civil Division | SOUTHEAST OSAGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 940006 |
1908 W Independence St is owned and occupied by an individual who acquired it in April 2023.
Source: Osage County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 W INDEPENDENCE ST, TULSA, OK 74127-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2005 | Deed of Trust, Mortgage · ARM MILA INC |
| Feb 11, 2013 | Deed of Trust, Mortgage BOKF NA |
| May 8, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2000 · Amount on File |
| Deed Sale | Dec 21, 2000 · Amount on File |
| Deed Book / Page | 1036 / 108 |
| Last Transfer Date | Apr 28, 2023 |
| Transfer Doc | 001878/953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 1908 W INDEPENDENCE ST, TULSA, OK 74127-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001210/712 |
|---|---|
| Date | Jan 18, 2005 |
| Book Page | 1210/712 |
| Instrument | 2005-000436 |
| Name | MILA INC |
|---|---|
| Type | Subprime Lender |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Feb 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 9.5% |
| Index | 6-Month LIBOR |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 1908 W INDEPENDENCE ST, TULSA, OK 74127-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001511/128 |
|---|---|
| Date | Feb 11, 2013 |
| Book Page | 1511/128 |
| Instrument | 2013-000987 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74101 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OSAGE OK |
| Recording Date | May 8, 2023 |
| Property Address | 1908 W INDEPENDENCE ST, TULSA, OK 74127-4905 |
| Document Number | 001878/953 |
| Book / Page | 1878 / 953 |
| Instrument Date | Apr 28, 2023 |
| Instrument | I-2023-003064 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1908 W Independence St was $880 with a homeowner's exemption, up 10.7% from the year before.
Source: Osage County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Osage County |
| Municipality | Tulsa City |
| Unified School District | Tulsa Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,845 (+2.99%) Land $707 Building $7,138 | $65,381 (-61.48%) Land $5,894 Building $59,487 | |
| 2025 | $880.00 (+10.69%) Homeowner's exemption | $7,617 (+2.99%) Land $687 Building $6,930 | $169,737 (+101.85%) Land $30,000 Building $139,737 |
| 2024 | $795.00 (+14.22%) Homeowner's exemption | $7,396 (+3.01%) Land $667 Building $6,729 | $84,092 (-) Land $5,555 Building $78,537 |
| 2023 | $696.00 (-1.69%) Homeowner's exemption | $7,180 (+6.09%) Land $667 Building $6,513 | $84,092 (-) Land $5,555 Building $78,537 |
| 2022 | $708.00 Homeowner's exemption | $6,768 Land $667 Building $6,101 | $84,092 Land $5,555 Building $78,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1908 W Independence St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 W Independence St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TULSA serves 413,000 people · EPA ID OK1020418 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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