1908 W Henderson St, Chicago, IL 60657 Property Records

Cook County property record for 1908 W Henderson St, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,618 sqft · built 2014
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$1,517,000 (May 2015)
Tax Bill	$30,527 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-19-418-041`

Property Details

APN / Parcel Number

Primary APN	`14-19-418-041`
Alternative APN	`14-19-418-041-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1908 W HENDERSON ST, 1
City	CHICAGO
State	IL
Zip	60657-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(GROSS) PARK (SECOND) ADD TO (CHICAGO) A SUB OF LT40 OF EXECUTORS OF W E JONES SUB OF SEC19 EX SW NE & EX SE NW & EX EH SE SE
Legal Range	14E
Legal Township	40N
Legal Section	19
Legal Subdivision	GROSS PARK SECOND ADD TO CHICAGO
Legal Lot Number	40
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	51200

Owner

1908 W Henderson St is owned by an individual who bought it in May 2015.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 W HENDERSON ST, CHICAGO, IL 60657-2017
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 30, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2015 · Amount on File
Deed Sale	May 7, 2015 · Amount on File
Prior Sale	Nov 13, 2014 · Amount on File
Deed Document Number	201545022
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0000039037
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1908 W HENDERSON ST # 1, 1, CHICAGO, IL 60657-2017
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021846355
Date	Aug 6, 2021
Instrument	2121846355

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1908 W HENDERSON ST, CHICAGO, IL 60657-2017
Document Number	1916312009
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 W HENDERSON ST CHICAGO IL 606572017, CHICAGO, IL 60657-2017

Mortgage

Document Number	1916312009
Date	Jun 12, 2019
Instrument	16312009

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,000 Land $46,500 Building $121,500	$1,680,000 Land $465,000 Building $1,215,000
2023	$30,527.00 (+2.66%)
2022	$29,737.00 Homeowner's exemption	$148,000 Land $37,500 Building $110,500	$1,480,000 Land $375,000 Building $1,105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 W Henderson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 W Henderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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