1908 W Gardner Ave, Spokane, WA 99201 Property Records

Spokane County property record for 1908 W Gardner Ave, Spokane, WA 99201

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 3 ba · 1,787 sqft · built 1897
Lot Size0.118 acres (5,145 sqft)
OwnerIndividual Name on Record
Last Sale$369,900 (Mar 2022)
Tax Bill$3,635 (2026)
Deeds & MortgagesOct 2019 Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25131.5311

Property Details

APN / Parcel Number

Primary APN25131.5311

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms12 Rooms
Units5 Units
Stories1 Story
Building Area1,787 sqft Living Area
Gross Area3,244 sqft
1st Floor Area1,454 sqft
Upper Floors Area1,454 sqft
Basement Area336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 2008
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,145 sqft (0.118 acres)
Lot Dimensions120 ft deep x 42 ft wide
Deck Area40 sqft
Patio Area299 sqft
Canopy314 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1908 W GARDNER AVE
CitySPOKANE
StateWA
Zip99201-5054
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRHD
Legal DescriptionIDES 3RD L13 B2
Legal Range42E
Legal Township25N
Legal Section13
Legal SubdivisionIDES 3RD
Legal Block2
Legal Lot Number13
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1020
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nettleton's Addition Historic District
listed 2006 · 905 contributing resources · NRIS 06000176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 W BARDNER AVE UNIT 3, 3
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Commercial Mortgage
RIVERBANK
Mar 1, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2019Warranty Deed, Transfer
VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022 · Amount on Record
Deed SaleMar 1, 2022 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number20227184821
Prior Transfer DateJan 28, 2004
Prior Transfer Doc0005116948
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1908 W GARDNER AVE, SPOKANE, WA 99201-5054
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006852458
DateOct 11, 2019
Instrument6852458
Lender
NameRIVERBANK
TypeBank
AddressSPOKANE, WA 99202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMar 1, 2022
Property Address1908 W GARDNER AVE, SPOKANE, WA 99201-5054
Document Number0007184821
Map ReferenceVOL A PG 168
Instrument DateFeb 28, 2022
Instrument7184821
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyWFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,923.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 W GARDNER AVE APT 3, 3, SPOKANE, WA 99201-5054

Mortgage

Document Number0007184822
DateMar 1, 2022
Instrument7184822
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 21, 2019
Property Address1908 W GARDNER AVE, SPOKANE, WA 99201-5054
Document Number0006815728
Instrument DateJun 21, 2019
Instrument6815728
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyVISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$1,838.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 11384 SPOKANE VALLEY WA 992111384, SPOKANE VALLEY, WA 99211-1384

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,635.00 (+10.32%)$405,300 (+19.8%) Land $90,000 Building $315,300$405,300 (+19.8%) Land $90,000 Building $315,300
2025$3,295.00 (+0.49%)$338,320 (+2.08%) Land $36,020 Building $302,300$338,320 (+2.08%) Land $36,020 Building $302,300
2024$3,279.00 (+1.11%)$331,420 (+120.8%) Land $36,020 Building $295,400$331,420 (+120.8%) Land $36,020 Building $295,400
2023$3,243.00 (+84.05%)$150,100 Land $18,010 Building $132,090$150,100 Land $18,010 Building $132,090
2022$1,762.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.1% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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