1908 W Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 1908 W Cluster Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 896 sqft · built 1930
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2024)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`102034-0000`

Property Details

APN / Parcel Number

Primary APN	`102034-0000`
Alternative APN	`A2628183FX000000000300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Old Style
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	108 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1020340000
Street Address	1908 W CLUSTER AVE
City	TAMPA
State	FL
Zip	33604-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	LORRAINE ESTATES LOTS 30 AND W 25 FT OF LOT 31
Legal Range	18E
Legal Township	28S
Legal Section	26
Legal Subdivision	LORRAINE ESTATES
Legal Tract	3FX
Legal Lot Number	30
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	5
Census Block	5025
Census Tract	1300

Owner

1908 W Cluster Ave is owned and occupied by two individuals who bought it in May 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 W CLUSTER AVE, TAMPA, FL 33604-5317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Sep 17, 2010 · Amount on File
Deed Document Number	2024213732
Prior Transfer Date	Aug 2, 2010
Prior Transfer Doc	0000313390
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 10, 2018
Property Address	1908 W CLUSTER AVE, TAMPA, FL 33604-5317
Document Number	0261321420
Book / Page	026132 / 001420
Instrument Date	Oct 9, 2018
Instrument	413927
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 W CLUSTER AVE TAMPA FL 336045317, TAMPA, FL 33604-5317

Tax Assessment & Valuation

The 2025 property tax bill for 1908 W Cluster Ave was $3,892 with a homeowner's exemption, up 817.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,271 (+0.94%) Land $93,150 Building $96,121	$189,271 (+0.94%) Land $93,150 Building $96,121
2025	$3,892.00 (+817.92%)	$187,501 Land $89,100 Building $98,401	$187,501 Land $89,100 Building $98,401
2024	$424.00 (-34.97%)
2023	$652.00 (+3.66%) Homeowner's exemption	$50,188 (+3%)	$202,808 (+12.22%) Land $81,000 Building $121,808
2022	$629.00 Homeowner's exemption	$48,726	$180,727 Land $81,000 Building $99,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 W Cluster Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 W Cluster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20