1908 W Ballard Rd, Spokane, WA 99208 Property Records

Spokane County property record for 1908 W Ballard Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,278 sqft · built 2018
Lot Size	9.99 acres (435,531 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,331 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27244.9105`

Property Details

APN / Parcel Number

Primary APN	`27244.9105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,278 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	1,913 sqft
Basement Area	1,913 sqft
Finished Basement	1,365 sqft
Unfinished Basement	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,531 sqft
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	520 sqft
Patio Area	48 sqft
Canopy	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1908 W BALLARD RD
City	SPOKANE
State	WA
Zip	99208-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	24-27-42 (TRACT 22 ROS 6556505): THE EAST 706.00 FEET OF THE WEST 1442.00 FEET OF THE SOUTH 646.90 FEET OF THE SOUTHEAST QUARTER OF SAID SECTION 24; EXCEPT COUNTY ROAD RIGHT OF WAY.
Legal Range	42
Legal Township	27
Legal Section	24
Legal Tract	22
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2059
Census Tract	10303

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 12, 2018	Loan Modification, Mortgage · Line of Credit NUMERICA CU
Mar 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NUMERICA CU
Sep 14, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI G & E DEV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007292355
Date	Jun 26, 2023
Instrument	7292355

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006907769
Date	Apr 3, 2020
Instrument	6907769

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Document Number	0006769482
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 W BALLARD RD COLBERT WA 99005, COLBERT, WA 99005

Mortgage

Document Number	0006769482
Date	Dec 17, 2018
Instrument	6769482

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2018
Property Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Instrument Date	Mar 26, 2018
Instrument	6695324
Transaction Type	Construction Loan
Record Updated	Apr 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 W BALLARD RD COLBERT WA 99005, COLBERT, WA 99005

Mortgage

Document Number	0006695324
Date	Mar 30, 2018
Instrument	6695324

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2017
Property Address	1908 W BALLARD RD, SPOKANE, WA 99208-8344
Document Number	0006639475
Instrument Date	Sep 11, 2017
Instrument	6639475
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4307 E WOODGLEN CT MEAD WA 990219036, MEAD, WA 99021-9036

Mortgage

Document Number	6639476
Date	Sep 14, 2017
Instrument	6639476

Lender

Name	G & E DEV LLC
Address	1311 E WESTVIEW CT # 110, SPOKANE, WA 99218

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,331.00 (-5.67%)	$732,860 (-10.75%) Land $220,460 Building $512,400	$732,860 (-10.75%) Land $220,460 Building $512,400
2025	$7,772.00 (+4.73%)
2024		$821,170 (+30.25%) Land $185,970 Building $635,200	$821,170 (+30.25%) Land $185,970 Building $635,200
2023	$7,421.00 (+8.16%)	$630,480 Land $154,980 Building $475,500	$630,480 Land $154,980 Building $475,500
2022	$6,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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