Hamilton County property record for 1908 Vine St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,764 sqft · built 1900 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Oct 2024) |
| Tax Bill | $1,248 (2025) |
| Deeds & Mortgages | Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146K B 012 |
| Primary APN | 146K B 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000075381 |
|---|---|
| Street Address | 1908 VINE ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 5 BLK 38 ORCHARD KNOB PB1 PG41 |
| Legal Subdivision | ORCHARD KNOB |
| Legal Block | 38 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1908 VINE ST, CHATTANOOGA, TN 37404-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO | |
| Oct 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage BUILTWELL BANK |
| Jul 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage SOUTHERN BANCORP BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on Record |
| Deed Sale | Oct 2, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2011 · Amount on Record |
| Deed Document Number | 2024100200159 |
| Deed Book / Page | 13722 / 113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1908 VINE ST, CHATTANOOGA, TN 37404-2643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 2, 2024 |
| Property Address | 1908 VINE ST, CHATTANOOGA, TN 37404-2643 |
| Document Number | 0000000159 |
| Book / Page | 13722 / 113 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Oct 1, 2024 |
| Instrument | 2024100200159 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 VINE ST, CHATTANOOGA, TN 37404-2643 |
| Document Number | 0000000160 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 2024100200160 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1908 VINE ST, CHATTANOOGA, TN 37404-2643 |
| Document Number | 0805000053 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 135 BOONE DR N HERNANDO MS 386326551, HERNANDO, MS 38632-6551 |
| Document Number | 0805000053 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 011718/000989 |
| Instrument | 190805000053 |
| Name | SOUTHERN BANCORP BK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 4, 2029 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,248.00 (+79.31%) | $82,400 (+164.78%) | $329,600 (+323.65%) Land $40,000 Building $289,600 |
| 2024 | $696.00 | $31,120 (-) | $77,800 (-) Land $30,000 Building $47,800 |
| 2023 | $696.00 | $31,120 (-) | $77,800 (-) Land $30,000 Building $47,800 |
| 2022 | $696.00 | $31,120 | $77,800 Land $30,000 Building $47,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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