1908 Twin Pines Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 1908 Twin Pines Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-12-051`

Property Details

APN / Parcel Number

Primary APN	`206-12-051`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	240 sqft
Deck Area	Deck Area
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1908 TWIN PINES TRL
City	OVERGAARD
State	AZ
Zip	85933-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 91
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	91
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2003
Census Tract	964201

Owner

Source: Navajo County assessment roll, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 N LEOMA LN, CHANDLER, AZ 85225-5271
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 6, 2017
Transfer Doc	0000003303
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1908 TWIN PINES TRL, OVERGAARD, AZ 85933-9720
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008003
Date	Apr 14, 2021
Instrument	2021-08003

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 29, 2019
Property Address	1908 TWIN PINES TRL, OVERGAARD, AZ 85933-9720
Document Number	0000013185
Instrument Date	Aug 21, 2019
Instrument	13185
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 N LEOMA LN CHANDLER AZ 852255271, CHANDLER, AZ 85225-5271

Mortgage

Document Number	13186
Date	Aug 29, 2019
Instrument	13186

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2039

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$254,150 (+7.28%) Land $23,535 Building $230,615
2025	$1,541.00 (+4.19%)	$23,690 Land $2,348 Building $21,342	$236,896 Land $23,481 Building $213,415
2023	$1,479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Cable One, Conexon Connect, Verizon.

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