1908 Thoreau Ct, Otsego, MI 49078 Property Records

Allegan County property record for 1908 Thoreau Ct, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,104 sqft
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2017)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-450-031-00`

Property Details

APN / Parcel Number

Primary APN	`17-450-031-00`
Alternative APN	`03-17-450-031-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	258 ft deep x 140 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1908 THOREAU CT
City	OTSEGO
State	MI
Zip	49078-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 31 OF POPLAR RIDGE MANOR #2 SEC 21 T1N R12
Legal Range	12
Legal Township	01N
Legal Section	21
Legal Subdivision	POPLAR RIDGE MANOR
Legal Lot Number	31
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1025
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 THOREAU CT, OTSEGO, MI 49078-9678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20174208-138
Deed Book / Page	4208 / 138
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 28, 2017
Property Address	1908 THOREAU CT, OTSEGO, MI 49078-9678
Document Number	4208/138
Book / Page	4208 / 138
Map Reference	LB12 PG22
Instrument Date	Dec 21, 2017
Instrument	4208-138
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 THORESON CT, 1905, OTSEGO, MI 49078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 THOREAU CT, OTSEGO, MI 49078-9678

Mortgage

Document Number	4208140
Date	Dec 28, 2017
Instrument	4208-140

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,600 (+24.84%) Land $9,100 Building $108,500	$235,200 (+24.84%) Land $18,200 Building $217,000
2025	$2,723.00 (+21.56%)
2023		$94,200 Land $8,900 Building $85,300	$188,400 Land $17,800 Building $170,600
2022	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, T-Mobile.

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