1908 Terracotta Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1908 Terracotta Ct, Milpitas, CA 95035 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,829 sqft · built 2022
Lot Size	0.023 acres (1,000 sqft)
Owner	Company Name on File
Tax Bill	$19,717 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`086-06-038`

Property Details

APN / Parcel Number

Primary APN	`086-06-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,829 sqft Living Area
1st Floor Area	261 sqft
2nd Floor Area	776 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,000 sqft (0.023 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1908 TERRACOTTA CT
City	MILPITAS
State	CA
Zip	95035-6248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4006
Census Tract	504505

Owner

Source: Santa Clara County records · APN 086-06-038

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2022
Property Address	1908 TERRACOTTA CT, MILPITAS, CA 95035-6248
Document Number	0025374965
Map Reference	MB 933 PG 43-48
Instrument Date	Sep 08, 2022
Instrument	25374965
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1908 TERRACOTTA CT, MILPITAS, CA 95035-6248

Mortgage

Document Number	0025374966
Date	Sep 20, 2022
Instrument	25374966

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,470,000 (-3.59%) Land $735,000 Building $735,000
2025	$19,717.00 (+13.37%) Homeowner's exemption	$1,524,808 (+15.52%) Land $762,405 Building $762,403
2023	$17,392.00 Homeowner's exemption	$1,320,000 Land $660,000 Building $660,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured 5 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Ridge Wireless	Fixed Wireless (unlicensed)	100 / 60
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Sail Internet Holdings, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.