1908 Tait Circle Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 1908 Tait Circle Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,458 sqft · built 1968
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Aug 2010)
Tax Bill	$9,915 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-03115-0015`

Property Details

APN / Parcel Number

Primary APN	`N64-03115-0015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,458 sqft Living Area
Gross Area	5,082 sqft
1st Floor Area	2,813 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	270 sqft
Deck Area	704 sqft
Patio Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1908 TAIT CIRCLE RD
City	DAYTON
State	OH
Zip	45429-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 MORAINE RIDGE
Legal Subdivision	MORAINE RIDGE
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2000
Census Tract	20400

Owner

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 TAIT CIRCLE RD, DAYTON, OH 45429-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2010 · Amount on Record
Deed Sale	Aug 11, 2010 · Amount on Record
Prior Sale	Oct 28, 2002 · Amount on Record
Deed Document Number	201047959
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1908 TAIT CIRCLE RD, DAYTON, OH 45429-1142
Document Number	0000038570
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1908 TAIT CIRCLE RD DAYTON OH 454291142, DAYTON, OH 45429-1142

Mortgage

Document Number	0000038570
Date	Jul 6, 2020
Instrument	38570

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1908 TAIT CIRCLE RD, DAYTON, OH 45429-1142
Document Number	0000043338
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1908 TAIT CIRCLE RD DAYTON OH 454291142, DAYTON, OH 45429-1142

Mortgage

Document Number	0000043338
Date	Jul 29, 2020
Instrument	43338

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,915.00	$156,090 (-) Land $23,850 Building $132,240	$445,980 (-) Land $68,140 Building $377,840
2024	$9,915.00 (+2.74%)
2023	$9,651.00 (-17.75%)	$156,090 (+3.94%) Land $23,850 Building $132,240	$445,980 (+3.93%) Land $68,140 Building $377,840
2022	$11,734.00	$150,180 Land $22,930 Building $127,250
2020			$429,100 Land $65,520 Building $363,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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