1908 Stratford Ct, Champaign, IL 61821 Property Records

Champaign County property record for 1908 Stratford Ct, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1979
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2017)
Tax Bill	$4,668 (2024)
Deeds & Mortgages	May 2020 Loan Modification Jul 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-155-017`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-155-017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,144 sqft Building Perimeter
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,760 sqft (0.155 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1908 STRATFORD CT
City	CHAMPAIGN
State	IL
Zip	61821-5755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 STRATFORD PARK NORTH SUB NO 1
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	STRATFORD PARK NORTH SUB NO 1
Legal Lot Number	164
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3009
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 STRATFORD CT, CHAMPAIGN, IL 61821-5755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Loan Modification, Mortgage · Conventional with PMI GRANVILLE NAT'L BK
Jul 7, 2017	Trustee's Deed, Foreclosure · Line of Credit GRANVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	201712332
Prior Transfer Date	Jun 26, 2017
Prior Transfer Doc	0000012332
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1908 STRATFORD CT, CHAMPAIGN, IL 61821-5755
Document Number	0000008609
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 STRATFORD CT CHAMPAIGN IL 618215755, CHAMPAIGN, IL 61821-5755

Mortgage

Document Number	0000008609
Date	May 21, 2020
Instrument	8609

Lender

Name	GRANVILLE NAT'L BK
Type	Bank
Address	GRANVILLE, IL 61326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2030

Interest

Rate Type	Fixed Rate
Rate	3.65%

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2017
Property Address	1908 STRATFORD CT, CHAMPAIGN, IL 61821-5755
Document Number	0000012332
Map Reference	MB Y PG297
Instrument Date	Jun 26, 2017
Instrument	2017R12332
Transaction Type	Foreclosure
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19098 STRATFORD COURT, CHAMPAIGN, IL 61821

Mortgage

Document Number	0000012333
Date	Jul 7, 2017
Instrument	2017R12333

Lender

Name	GRANVILLE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 6, 2027

Interest

Rate	3.65%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,800 (+33.57%) Land $15,430 Building $51,370	$200,400 (+33.57%) Land $46,290 Building $154,110
2024	$4,668.00 (+15.34%)
2022	$4,047.00 Homeowner's exemption	$50,010 Land $11,550 Building $38,460	$150,030 Land $34,650 Building $115,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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